https://sbaloanindex.com/ Independent data, research, and guides on SBA 7(a) and 504 lending. en-us https://sbaloanindex.com/guides/sba-loan-for-a-franchise/ https://sbaloanindex.com/guides/sba-loan-for-a-franchise/ How to finance a franchise with an SBA loan, why the SBA Franchise Directory matters, and what lenders look for in a franchise deal. Sat, 20 Jun 2026 12:00:00 GMT https://sbaloanindex.com/guides/sba-loan-for-buying-a-business/ https://sbaloanindex.com/guides/sba-loan-for-buying-a-business/ How to finance a business acquisition with an SBA 7(a) loan: what lenders look at, how much down payment you need, and how seller financing fits in. Fri, 19 Jun 2026 12:00:00 GMT https://sbaloanindex.com/guides/types-of-sba-loans/ https://sbaloanindex.com/guides/types-of-sba-loans/ A plain guide to the main SBA loan programs, what each one is for, and how to tell which type fits your business. Tue, 16 Jun 2026 12:00:00 GMT https://sbaloanindex.com/studies/sba-lending-statistics/ https://sbaloanindex.com/studies/sba-lending-statistics/ The headline figures on SBA 7(a) and 504 lending: total loans and volume, the biggest lenders, and the top states and industries. Mon, 15 Jun 2026 12:00:00 GMT https://sbaloanindex.com/guides/sba-loan-refinancing/ https://sbaloanindex.com/guides/sba-loan-refinancing/ How to refinance business debt with an SBA 7(a) or 504 loan, what qualifies, and how a longer term can lower your monthly payment. Sat, 13 Jun 2026 12:00:00 GMT https://sbaloanindex.com/studies/fastest-growing-sba-lenders/ https://sbaloanindex.com/studies/fastest-growing-sba-lenders/ Which lenders multiplied their SBA volume fastest in recent years. Fri, 12 Jun 2026 12:00:00 GMT https://sbaloanindex.com/guides/sba-loan-requirements/ https://sbaloanindex.com/guides/sba-loan-requirements/ The full list of SBA loan requirements, from business eligibility and size standards to credit, cash flow, equity, and the documents lenders expect. Wed, 10 Jun 2026 12:00:00 GMT https://sbaloanindex.com/studies/sba-lending-per-capita-by-state/ https://sbaloanindex.com/studies/sba-lending-per-capita-by-state/ Funded SBA loans per 100,000 residents, ranked by state. Mon, 08 Jun 2026 12:00:00 GMT https://sbaloanindex.com/guides/sba-express-loans/ https://sbaloanindex.com/guides/sba-express-loans/ What an SBA Express loan is, how it trades size and guarantee for speed, and when it makes sense versus a standard 7(a) loan. Sat, 06 Jun 2026 12:00:00 GMT https://sbaloanindex.com/studies/biggest-sba-loans-by-industry/ https://sbaloanindex.com/studies/biggest-sba-loans-by-industry/ Average SBA loan size by industry, ranked. Fri, 05 Jun 2026 12:00:00 GMT https://sbaloanindex.com/guides/sba-504-loan-explained/ https://sbaloanindex.com/guides/sba-504-loan-explained/ What the SBA 504 program is, how its bank-plus-CDC structure works, what it can fund, and how it differs from a 7(a) loan. Wed, 03 Jun 2026 12:00:00 GMT https://sbaloanindex.com/studies/504-vs-7a-by-the-data/ https://sbaloanindex.com/studies/504-vs-7a-by-the-data/ A side-by-side data comparison of the two SBA loan programs. Tue, 02 Jun 2026 12:00:00 GMT https://sbaloanindex.com/studies/sba-lender-concentration/ https://sbaloanindex.com/studies/sba-lender-concentration/ How the largest lenders keep taking a bigger share of 7(a) volume. Thu, 28 May 2026 12:00:00 GMT https://sbaloanindex.com/guides/sba-loan-down-payment/ https://sbaloanindex.com/guides/sba-loan-down-payment/ How much you need to put down for an SBA 7(a) or 504 loan, why lenders require it, and where the down payment can come from. Wed, 27 May 2026 12:00:00 GMT https://sbaloanindex.com/studies/sba-charge-off-patterns/ https://sbaloanindex.com/studies/sba-charge-off-patterns/ Patterns in charge-off rates by loan size, industry, and rate. Mon, 25 May 2026 12:00:00 GMT https://sbaloanindex.com/studies/jobs-per-sba-dollar/ https://sbaloanindex.com/studies/jobs-per-sba-dollar/ Jobs supported per $1M of SBA lending, by sector. Fri, 22 May 2026 12:00:00 GMT https://sbaloanindex.com/guides/why-sba-loans-get-denied/ https://sbaloanindex.com/guides/why-sba-loans-get-denied/ The most common reasons SBA loan applications are declined, from cash flow and credit to eligibility, and practical ways to strengthen your application. Wed, 20 May 2026 12:00:00 GMT https://sbaloanindex.com/guides/sba-loan-vs-conventional-loan/ https://sbaloanindex.com/guides/sba-loan-vs-conventional-loan/ How an SBA loan compares to a conventional business loan on down payment, terms, rates, speed, and paperwork, and when each one is the better fit. Wed, 13 May 2026 12:00:00 GMT https://sbaloanindex.com/guides/how-to-apply-for-an-sba-loan/ https://sbaloanindex.com/guides/how-to-apply-for-an-sba-loan/ A plain walkthrough of the SBA loan process: confirming eligibility, picking a program, gathering documents, choosing a lender, and getting through underwriting. Wed, 06 May 2026 12:00:00 GMT https://sbaloanindex.com/guides/how-to-choose-an-sba-lender/ https://sbaloanindex.com/guides/how-to-choose-an-sba-lender/ SBA lenders are not interchangeable. How to shortlist the right one using volume, loan size, and track-record data. Wed, 29 Apr 2026 12:00:00 GMT https://sbaloanindex.com/guides/sba-loan-rates-and-fees/ https://sbaloanindex.com/guides/sba-loan-rates-and-fees/ How interest rates and fees work on SBA 7(a) and 504 loans, and why the exact numbers change every year. Wed, 22 Apr 2026 12:00:00 GMT https://sbaloanindex.com/guides/who-qualifies-for-an-sba-loan/ https://sbaloanindex.com/guides/who-qualifies-for-an-sba-loan/ The general eligibility rules for SBA 7(a) and 504 loans, and what lenders look at beyond the SBA's baseline. Wed, 15 Apr 2026 12:00:00 GMT https://sbaloanindex.com/guides/how-sba-loans-work/ https://sbaloanindex.com/guides/how-sba-loans-work/ What an SBA loan actually is, and how the two main programs, 7(a) and 504, differ in purpose, size, and structure. Wed, 08 Apr 2026 12:00:00 GMT