SBA lender profile
Coastal Federal Credit Union
Coastal Federal Credit Union appears in the public SBA loan data with 45 funded 7(a) loans since FY2010, totaling $2.6M, an average of $58K per loan, and an estimated 625 jobs supported. Its SBA lending concentrates in North Carolina and the Professional and Technical Services sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 79
- Scale 4
- Activity 17
- Consistency 76
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Coastal Federal Credit Union the right lender for you?
Lenders fund what they know. Coastal Federal Credit Union's SBA lending concentrates in North Carolina (44 loans) and Professional and Technical Services (12 loans), at an average loan of $58K. If your business does not look like that, a different SBA lender is likely the better fit.
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Where Coastal Federal Credit Union lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| North Carolina | 44 | $2.6M |
| Virginia | 1 | $50K |
What Coastal Federal Credit Union funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Professional and Technical Services | 12 | $635K |
| Retail Trade | 7 | $455K |
| Administrative and Support | 8 | $413K |
| Construction | 8 | $356K |
| Transportation and Warehousing | 2 | $190K |
| Manufacturing | 2 | $190K |
Coastal Federal Credit Union SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 6 | $224K |
| 2011 | 6 | $422K |
| 2012 | 3 | $300K |
| 2013 | 1 | $50K |
| 2014 | 2 | $115K |
| 2015 | 3 | $64K |
| 2016 | 2 | $75K |
| 2017 | 1 | $25K |
| 2018 | 4 | $315K |
| 2019 | 6 | $375K |
| 2020 | 2 | $75K |
| 2021 | 1 | $30K |
| 2022 | 3 | $200K |
| 2023 | 4 | $265K |
| 2024 | 1 | $65K |
Related SBA lenders
Other lenders active in North Carolina or in Professional and Technical Services.
Comparing lenders? See how to choose an SBA lender by track record.
Coastal Federal Credit Union: frequently asked questions
Does Coastal Federal Credit Union offer SBA loans?
Yes. Coastal Federal Credit Union appears in the public SBA data with 45 funded SBA 7(a) loans totaling $2.6M.
How many SBA loans has Coastal Federal Credit Union made?
Coastal Federal Credit Union is associated with 45 SBA 7(a) loans totaling $2.6M in the public SBA data (as of 2026-03-31).
What is Coastal Federal Credit Union's SBA charge-off rate?
About 0.0% of Coastal Federal Credit Union's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Coastal Federal Credit Union do most of its SBA lending?
Coastal Federal Credit Union's SBA lending in the data is most concentrated in North Carolina, and by industry in Professional and Technical Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Coastal Federal Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/coastal-federal-credit-union/
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