The index of every SBA lender.
Compare SBA 7(a) and 504 lenders by funded volume, average loan size, and charge-off rate, straight from the government's own loan records.
- 1,036,074
- Funded loans
- 3,304
- Lenders ranked
- $497.6B
- Total volume
SBA 7(a) and 504 funded loans, FY2010–2026 (as of 2026-03-31).
Lender search
Find your SBA lender
Filter by your state and industry to see the lenders that actually fund businesses like yours there, ranked by loans in your market. Shortlist a few, then talk to them before you apply. A lower charge-off rate is a good sign, not a guarantee.
Browse the full SBA lender directory →
The charge-off rate is how often a lender's 7(a) loans have gone bad, a relative signal, not a lifetime default rate; see the methodology. We are not a lender or broker.
Current rate environment
via FRED- Prime rate
- 6.75%
- as of Jun 2026
- SOFR
- 3.58%
- as of Jul 2026
- Banks tightening small-firm credit
- +8.1%
- net tightening, as of Apr 2026
SBA 7(a) rates are typically the prime rate plus a lender spread the SBA caps. See how SBA rates work.
From 1,036,074 loans
What the data shows
We don't just list lenders: we analyze 1,036,074 SBA loans. A few things most borrowers never see:
Browse the data
Explore the SBA data
Slice it by where you are or what you do, compare lenders, or dig into the original research.
Best SBA lenders
Top 7(a) and 504 lenders ranked by funded volume and track record.
SBA loans by business type
Lenders and average loan size for restaurants, hotels, trucking, dental and more.
SBA loans by franchise
Which franchises get the most SBA money, and how often they charge off. Original data.
SBA lending by state
Volume, most-active lenders, and top borrower cities for all 50 states.
SBA lenders by metro area
Who funds each of 873 metro markets, with local loan sizes and industries.
SBA lending by industry
Which lenders fund your NAICS sector, and the typical loan size.
SBA loan rates
The current 7(a) and 504 rate environment, tracked from the Fed.
Compare lenders
Put up to four SBA lenders side by side on the metrics that matter.
Calculators & tools
Payment, 504, eligibility, and size-standard calculators.
Ready to find your SBA lender?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
Guides
Plain-English SBA guides
Grounded in the SBA's own rules and data. Every guide cites its primary sources.
How SBA Loans Work: 7(a) vs 504
What an SBA loan actually is, and how the two main programs, 7(a) and 504, differ in purpose, size, and structure.
Who Qualifies for an SBA Loan?
The general eligibility rules for SBA 7(a) and 504 loans, and what lenders look at beyond the SBA's baseline.
How to Choose an SBA Lender
SBA lenders are not interchangeable. How to shortlist the right one using volume, loan size, and track-record data.
How to Apply for an SBA Loan, Step by Step
A plain walkthrough of the SBA loan process: confirming eligibility, picking a program, gathering documents, choosing a lender, and getting through underwriting.
For lenders and market teams
The same 1,036,074-loan dataset from the supply side: your market position, share by state and industry, and where competitors are growing.
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