Tools
SBA tools and calculators
Free, practical tools to help you size up an SBA loan and find the right lender, built on the real SBA data.
SBA Lender Match
Tell us your state, industry, and loan size and see the lenders that actually fund businesses like yours, ranked by track record.
Find your lenders →SBA loan payment calculator
Estimate your monthly payment, total interest, and a year-by-year amortization schedule for a 7(a) or 504 loan.
Open tool →SBA 504 loan calculator
Model the bank/CDC split, your down payment, the combined monthly payment, and a full amortization schedule for a 504 loan.
Open tool →Franchise financing calculator
Buying a franchise? Enter the total investment to see the SBA loan, down payment, and monthly payment.
Open tool →How much can I borrow?
Estimate the largest SBA loan your cash flow can support, based on your debt service coverage ratio (DSCR).
Open tool →SBA guaranty fee calculator
Estimate the upfront SBA 7(a) guarantee fee on the guaranteed portion of your loan, by loan size.
Open tool →Eligibility + program checker
Answer five questions to see whether you meet the basic SBA eligibility tests and whether 7(a) or 504 fits.
Open tool →SBA default triage
Behind on a 7(a), 504, EIDL, or PPP loan? A few questions show your stage on the default timeline, which options are still open, and which door is closing.
Open tool →SBA size-standard lookup
Find the SBA size standard for your NAICS industry and check whether your business counts as small.
Open tool →