Independent reference built on public SBA FOIA loan data. Not affiliated with the U.S. Small Business Administration.

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Standards

Editorial policy and standards

How we source, verify, and correct our content, and how we stay independent of the lenders we rank.

Sourcing

Every data figure is computed directly from public, authoritative sources: primarily the SBA's FOIA 7(a) and 504 loan datasets, with interest rates from the Federal Reserve (FRED) and bank data from the FDIC. We do not estimate or fabricate numbers. Each source, with its vintage and license, is listed on our data sources page, and our calculations are documented in the methodology.

Accuracy and review

The data pipeline is rerun when the SBA refreshes its data (roughly quarterly), and the data vintage is shown on every data page. Guidance is written by founder Mario Bailey, who has a background in banking and financial services, and checked against official SBA materials and primary sources. We are not CPAs, CFPs, or attorneys, so we route readers to qualified professionals and official SBA sources for individual decisions.

Corrections

We correct errors promptly. If you spot one, tell us through the contact page. When we make a material correction, we update the page and note what changed. Members of the press and researchers can reach us through our press page.

Independence and how we make money

SBA Loan Index is reader-supported through advertising and, in the future, through clearly disclosed lender-referral partnerships. Advertising and any referral relationship are kept strictly separate from our data.

Lender rankings come only from the public records and are computed the same way for every lender. No one can pay to change a ranking, and we label any sponsored or affiliate link.

What we are not

We are not affiliated with the SBA, and we are not a lender, broker, or financial advisor. Everything here is general information, not individualized financial advice. For your own loan, work with an SBA-approved lender or a local SBA resource partner.