Data and sources
Where our data comes from
SBA Loan Index is built entirely on public, authoritative data. Here is every source we use, how current it is, and how we use it, so you can check our work.
SBA 7(a) and 504 FOIA loan data
U.S. Small Business Administration- Powers
- Every lender, state, industry, trend, and research page.
- Currency
- As of 2026-03-31
- Update cadence
- SBA refreshes the files roughly quarterly; we re-run our pipeline on each release.
- License
- U.S. Government work, public domain.
Selected interest rates (prime, SOFR) and lending-standards surveys
Federal Reserve (FRED)- Powers
- The "current rate environment" widget and the rates guide.
- Currency
- Latest observation at each refresh.
- Update cadence
- Pulled from the FRED API when we update the site.
- License
- Federal Reserve Bank of St. Louis, free for use with attribution.
BankFind institution data (assets, headquarters, certificate)
Federal Deposit Insurance Corporation (FDIC)- Powers
- The bank profile on each bank lender page.
- Currency
- Matched at our latest refresh by exact institution name.
- Update cadence
- Re-matched when lender data updates.
- License
- U.S. Government work, public domain.
Small business size standards (13 CFR 121.201)
U.S. Small Business Administration- Powers
- The eligibility guidance on each industry page.
- Currency
- Current published standards.
- Update cadence
- We link the official lookup rather than republish thresholds, which change by NAICS code.
- License
- U.S. Government work, public domain.
We aggregate these public records but do not alter them. Definitions, calculations, and known
limitations (for example, that recent loans understate lifetime charge-off rates) are documented
in our methodology. Found an
error? Tell us and we will correct it.