Disclaimer

SBA Loan Index is not affiliated with the U.S. Small Business Administration or any lender. We are not a lender, broker, or loan marketplace, and we do not accept loan applications.

All figures come from the SBA's public FOIA funded-loan datasets. The charge-off rate we show is the share of a lender's funded loans marked charged off across all of its loans in the data. It is not a lifetime default rate and should not be read as a prediction. Verify any figure against the official SBA source before relying on it.