SBA lender profile
Fidelity Co-Operative Bank
Fidelity Co-Operative Bank appears in the public SBA loan data with 46 funded 7(a) loans since FY2010, totaling $12.8M, an average of $277K per loan, and an estimated 643 jobs supported. Its SBA lending concentrates in Massachusetts and the Construction sector. Across its 7(a) loans, the charge-off rate is 0.0%. 76.1% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 80
- Scale 24
- Activity 29
- Consistency 64
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Fidelity Co-Operative Bank the right lender for you?
Lenders fund what they know. Fidelity Co-Operative Bank's SBA lending concentrates in Massachusetts (46 loans) and Construction (15 loans), at an average loan of $277K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.3B
- Headquarters
- Leominster, MA
- FDIC cert
- #26451
- Status
- Active
Where Fidelity Co-Operative Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 46 | $12.8M |
Metro areas where Fidelity Co-Operative Bank funds
What Fidelity Co-Operative Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 15 | $3.5M |
| Retail Trade | 4 | $2.6M |
| Manufacturing | 8 | $2.2M |
| Professional and Technical Services | 5 | $1.6M |
| Health Care and Social Assistance | 5 | $1.2M |
| Other Services | 2 | $898K |
Fidelity Co-Operative Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 10 | $2.9M |
| 2011 | 8 | $1.7M |
| 2012 | 2 | $684K |
| 2013 | 5 | $1.4M |
| 2014 | 5 | $690K |
| 2015 | 5 | $310K |
| 2016 | 1 | $100K |
| 2017 | 6 | $2.6M |
| 2019 | 1 | $85K |
| 2021 | 1 | $149K |
| 2022 | 1 | $690K |
| 2024 | 1 | $1.5M |
Related SBA lenders
Other lenders active in Massachusetts or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
Fidelity Co-Operative Bank: frequently asked questions
Does Fidelity Co-Operative Bank offer SBA loans?
Yes. Fidelity Co-Operative Bank appears in the public SBA data with 46 funded SBA 7(a) loans totaling $12.8M.
How many SBA loans has Fidelity Co-Operative Bank made?
Fidelity Co-Operative Bank is associated with 46 SBA 7(a) loans totaling $12.8M in the public SBA data (as of 2026-03-31).
What is Fidelity Co-Operative Bank's SBA charge-off rate?
About 0.0% of Fidelity Co-Operative Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Fidelity Co-Operative Bank do most of its SBA lending?
Fidelity Co-Operative Bank's SBA lending in the data is most concentrated in Massachusetts, and by industry in Construction.
Is Fidelity Co-Operative Bank an SBA Preferred Lender (PLP)?
The loan record shows Fidelity Co-Operative Bank operating under PLP delegated authority: 35 of its 7(a) loans (76.1%) were processed through the Preferred Lenders Program, including 1 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Fidelity Co-Operative Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/fidelity-co-operative-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.