SBA lender profile
First Children's Finance
First Children's Finance appears in the public SBA loan data with 32 funded 7(a) loans since FY2010, totaling $2.4M, an average of $76K per loan, and an estimated 331 jobs supported. Its SBA lending concentrates in Michigan and the Health Care and Social Assistance sector. Across its 7(a) loans, the charge-off rate is 3.1%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 69
- Scale 2
- Activity 30
- Consistency 50
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First Children's Finance the right lender for you?
Lenders fund what they know. First Children's Finance's SBA lending concentrates in Michigan (12 loans) and Health Care and Social Assistance (32 loans), at an average loan of $76K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where First Children's Finance lends
Top states by funded SBA volume.
What First Children's Finance funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 32 | $2.4M |
First Children's Finance SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2016 | 2 | $45K |
| 2018 | 5 | $307K |
| 2019 | 1 | $50K |
| 2021 | 1 | $125K |
| 2022 | 3 | $335K |
| 2023 | 5 | $560K |
| 2024 | 12 | $863K |
| 2025 | 3 | $151K |
Related SBA lenders
Other lenders active in Michigan or in Health Care and Social Assistance.
Comparing lenders? See how to choose an SBA lender by track record.
First Children's Finance: frequently asked questions
Does First Children's Finance offer SBA loans?
Yes. First Children's Finance appears in the public SBA data with 32 funded SBA 7(a) loans totaling $2.4M.
How many SBA loans has First Children's Finance made?
First Children's Finance is associated with 32 SBA 7(a) loans totaling $2.4M in the public SBA data (as of 2026-03-31).
What is First Children's Finance's SBA charge-off rate?
About 3.1% of First Children's Finance's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First Children's Finance do most of its SBA lending?
First Children's Finance's SBA lending in the data is most concentrated in Michigan, and by industry in Health Care and Social Assistance.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First Children's Finance SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-children-s-finance/
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