SBA lender profile
NBT Financial Bank
NBT Financial Bank appears in the public SBA loan data with 2 funded 7(a) loans totaling $425K, an average of $213K per loan, and an estimated 22 jobs supported. Its SBA lending concentrates in Texas and the Construction sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
2
Total volume
$425K
Average loan size
$213K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
22
Programs
7(a)
Bank profile
via FDIC- Total assets
- $598M
- Headquarters
- Fort Worth, TX
- FDIC cert
- #21329
- Status
- Active
Where NBT Financial Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 2 | $425K |
What NBT Financial Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 1 | $250K |
| Transportation and Warehousing | 1 | $175K |
NBT Financial Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 2 | $425K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of NBT Financial Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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