SBA lender profile
Ocean Bank
Ocean Bank appears in the public SBA loan data with 42 funded 7(a) loans since FY2010, totaling $38.8M, an average of $924K per loan, and an estimated 794 jobs supported. Its SBA lending concentrates in Florida and the Transportation and Warehousing sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 79
- Scale 38
- Activity 74
- Consistency 55
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Ocean Bank the right lender for you?
Lenders fund what they know. Ocean Bank's SBA lending concentrates in Florida (41 loans) and Transportation and Warehousing (5 loans), at an average loan of $924K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $7.5B
- Headquarters
- Miami, FL
- FDIC cert
- #24156
- Status
- Active
Where Ocean Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Florida | 41 | $37.4M |
| New Mexico | 1 | $1.4M |
What Ocean Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Transportation and Warehousing | 5 | $12.3M |
| Retail Trade | 7 | $6.9M |
| Manufacturing | 5 | $5.1M |
| Health Care and Social Assistance | 7 | $3.9M |
| Construction | 2 | $3.2M |
| Arts, Entertainment, Recreation | 3 | $3.0M |
Ocean Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 7 | $2.5M |
| 2011 | 2 | $565K |
| 2012 | 2 | $280K |
| 2013 | 2 | $405K |
| 2014 | 6 | $908K |
| 2015 | 2 | $3.3M |
| 2021 | 1 | $350K |
| 2022 | 3 | $2.5M |
| 2023 | 1 | $630K |
| 2024 | 11 | $17.6M |
| 2025 | 5 | $9.8M |
Related SBA lenders
Other lenders active in Florida or in Transportation and Warehousing.
Comparing lenders? See how to choose an SBA lender by track record.
Ocean Bank: frequently asked questions
Does Ocean Bank offer SBA loans?
Yes. Ocean Bank appears in the public SBA data with 42 funded SBA 7(a) loans totaling $38.8M.
How many SBA loans has Ocean Bank made?
Ocean Bank is associated with 42 SBA 7(a) loans totaling $38.8M in the public SBA data (as of 2026-03-31).
What is Ocean Bank's SBA charge-off rate?
About 0.0% of Ocean Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Ocean Bank do most of its SBA lending?
Ocean Bank's SBA lending in the data is most concentrated in Florida, and by industry in Transportation and Warehousing.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Ocean Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/ocean-bank/
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