SBA lender profile
Ocean Bank
Ocean Bank appears in the public SBA loan data with 21 funded 7(a) loans totaling $30.8M, an average of $1.5M per loan, and an estimated 466 jobs supported. Its SBA lending concentrates in Florida and the Transportation and Warehousing sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
21
Total volume
$30.8M
Average loan size
$1.5M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
466
Programs
7(a)
Bank profile
via FDIC- Total assets
- $7.5B
- Headquarters
- Miami, FL
- FDIC cert
- #24156
- Status
- Active
Where Ocean Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Florida | 20 | $29.5M |
| New Mexico | 1 | $1.4M |
What Ocean Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Transportation and Warehousing | 5 | $12.3M |
| Retail Trade | 4 | $6.2M |
| Health Care and Social Assistance | 3 | $3.5M |
| Construction | 2 | $3.2M |
| Arts, Entertainment, Recreation | 3 | $3.0M |
| Manufacturing | 2 | $1.7M |
Ocean Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2021 | 1 | $350K |
| 2022 | 3 | $2.5M |
| 2023 | 1 | $630K |
| 2024 | 11 | $17.6M |
| 2025 | 5 | $9.8M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Ocean Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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