SBA lender profile
Ozark Bank
Ozark Bank appears in the public SBA loan data with 25 funded 7(a) loans since FY2010, totaling $5.6M, an average of $223K per loan, and an estimated 277 jobs supported. Its SBA lending concentrates in Missouri and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 4.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 67
- Scale 6
- Activity 19
- Consistency 59
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Ozark Bank the right lender for you?
Lenders fund what they know. Ozark Bank's SBA lending concentrates in Missouri (25 loans) and Retail Trade (4 loans), at an average loan of $223K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $349M
- Headquarters
- Ozark, MO
- FDIC cert
- #1654
- Status
- Active
Where Ozark Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Missouri | 25 | $5.6M |
Metro areas where Ozark Bank funds
What Ozark Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 4 | $2.5M |
| Health Care and Social Assistance | 2 | $852K |
| Manufacturing | 6 | $682K |
| Other Services | 3 | $557K |
| Arts, Entertainment, Recreation | 3 | $301K |
| Construction | 2 | $225K |
Ozark Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2012 | 2 | $837K |
| 2013 | 3 | $290K |
| 2015 | 1 | $92K |
| 2016 | 2 | $172K |
| 2017 | 2 | $210K |
| 2018 | 2 | $112K |
| 2019 | 2 | $253K |
| 2020 | 3 | $2.5M |
| 2021 | 4 | $410K |
| 2022 | 1 | $195K |
| 2023 | 2 | $380K |
| 2024 | 1 | $140K |
Related SBA lenders
Other lenders active in Missouri or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Ozark Bank: frequently asked questions
Does Ozark Bank offer SBA loans?
Yes. Ozark Bank appears in the public SBA data with 25 funded SBA 7(a) loans totaling $5.6M.
How many SBA loans has Ozark Bank made?
Ozark Bank is associated with 25 SBA 7(a) loans totaling $5.6M in the public SBA data (as of 2026-03-31).
What is Ozark Bank's SBA charge-off rate?
About 4.0% of Ozark Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Ozark Bank do most of its SBA lending?
Ozark Bank's SBA lending in the data is most concentrated in Missouri, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Ozark Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/ozark-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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