SBA lender profile
PeoplesSouth Bank
PeoplesSouth Bank appears in the public SBA loan data with 4 funded 7(a) loans totaling $4.7M, an average of $1.2M per loan, and an estimated 74 jobs supported. Its SBA lending concentrates in Florida and the Arts, Entertainment, Recreation sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
4
Total volume
$4.7M
Average loan size
$1.2M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
74
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.2B
- Headquarters
- Colquitt, GA
- FDIC cert
- #21292
- Status
- Active
Where PeoplesSouth Bank lends
Top states by funded SBA volume.
What PeoplesSouth Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Arts, Entertainment, Recreation | 2 | $4.2M |
| Retail Trade | 1 | $234K |
| Manufacturing | 1 | $212K |
PeoplesSouth Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2021 | 1 | $135K |
| 2022 | 2 | $4.3M |
| 2023 | 1 | $212K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of PeoplesSouth Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.