SBA lender profile
Rio Bank
Rio Bank appears in the public SBA loan data with 30 funded 7(a) loans since FY2010, totaling $12.9M, an average of $429K per loan, and an estimated 471 jobs supported. Its SBA lending concentrates in Texas and the Wholesale Trade sector. Across its 7(a) loans, the charge-off rate is 10.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 54
- Scale 18
- Activity 0
- Consistency 61
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Rio Bank the right lender for you?
Lenders fund what they know. Rio Bank's SBA lending concentrates in Texas (30 loans) and Wholesale Trade (1 loan), at an average loan of $429K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.4B
- Headquarters
- Mcallen, TX
- FDIC cert
- #25886
- Status
- Active
Where Rio Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 30 | $12.9M |
Metro areas where Rio Bank funds
What Rio Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 1 | $3.3M |
| Accommodation and Food Services | 9 | $2.1M |
| Manufacturing | 3 | $1.6M |
| Retail Trade | 3 | $1.4M |
| Health Care and Social Assistance | 5 | $1.3M |
| Administrative and Support | 1 | $975K |
Rio Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 3 | $1.1M |
| 2011 | 2 | $824K |
| 2012 | 6 | $4.7M |
| 2013 | 4 | $772K |
| 2014 | 3 | $478K |
| 2015 | 1 | $225K |
| 2017 | 1 | $131K |
| 2018 | 2 | $528K |
| 2019 | 2 | $300K |
| 2020 | 2 | $1.5M |
| 2021 | 3 | $1.8M |
| 2022 | 1 | $500K |
Related SBA lenders
Other lenders active in Texas or in Wholesale Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Rio Bank: frequently asked questions
Does Rio Bank offer SBA loans?
Yes. Rio Bank appears in the public SBA data with 30 funded SBA 7(a) loans totaling $12.9M.
How many SBA loans has Rio Bank made?
Rio Bank is associated with 30 SBA 7(a) loans totaling $12.9M in the public SBA data (as of 2026-03-31).
What is Rio Bank's SBA charge-off rate?
About 10.0% of Rio Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Rio Bank do most of its SBA lending?
Rio Bank's SBA lending in the data is most concentrated in Texas, and by industry in Wholesale Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Rio Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/rio-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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