SBA lender profile
Rio Bank
Rio Bank appears in the public SBA loan data with 6 funded 7(a) loans totaling $3.8M, an average of $636K per loan, and an estimated 56 jobs supported. Its SBA lending concentrates in Texas and the Manufacturing sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
6
Total volume
$3.8M
Average loan size
$636K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
56
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.4B
- Headquarters
- Mcallen, TX
- FDIC cert
- #25886
- Status
- Active
Where Rio Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 6 | $3.8M |
What Rio Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 2 | $1.4M |
| Retail Trade | 1 | $862K |
| Other Services | 2 | $850K |
| Health Care and Social Assistance | 1 | $661K |
Rio Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 2 | $1.5M |
| 2021 | 3 | $1.8M |
| 2022 | 1 | $500K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Rio Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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