SBA lender profile
The First National Bank of Elmer
The First National Bank of Elmer appears in the public SBA loan data with 7 funded 7(a) loans totaling $3.1M, an average of $436K per loan, and an estimated 26 jobs supported. Its SBA lending concentrates in New Jersey and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
7
Total volume
$3.1M
Average loan size
$436K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
26
Programs
7(a)
Bank profile
via FDIC- Total assets
- $400M
- Headquarters
- Elmer, NJ
- FDIC cert
- #6464
- Status
- Active
Where The First National Bank of Elmer lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New Jersey | 7 | $3.1M |
What The First National Bank of Elmer funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 2 | $1.8M |
| Manufacturing | 3 | $985K |
| Health Care and Social Assistance | 1 | $135K |
| Other Services | 1 | $132K |
The First National Bank of Elmer SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 1 | $900K |
| 2021 | 2 | $692K |
| 2022 | 1 | $75K |
| 2023 | 2 | $1.3M |
| 2025 | 1 | $135K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of The First National Bank of Elmer's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.