SBA lender profile
The First National Bank of Elmer
The First National Bank of Elmer appears in the public SBA loan data with 21 funded 7(a) loans since FY2010, totaling $17.4M, an average of $826K per loan, and an estimated 230 jobs supported. Its SBA lending concentrates in New Jersey and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 75
- Scale 17
- Activity 28
- Consistency 59
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is The First National Bank of Elmer the right lender for you?
Lenders fund what they know. The First National Bank of Elmer's SBA lending concentrates in New Jersey (21 loans) and Retail Trade (6 loans), at an average loan of $826K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $400M
- Headquarters
- Elmer, NJ
- FDIC cert
- #6464
- Status
- Active
Where The First National Bank of Elmer lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New Jersey | 21 | $17.4M |
Metro areas where The First National Bank of Elmer funds
What The First National Bank of Elmer funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 6 | $5.8M |
| Manufacturing | 6 | $4.3M |
| Accommodation and Food Services | 4 | $2.4M |
| Information | 1 | $2.2M |
| Construction | 1 | $2.0M |
| Other Services | 2 | $426K |
The First National Bank of Elmer SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 2 | $1.6M |
| 2011 | 3 | $2.5M |
| 2012 | 1 | $2.0M |
| 2017 | 5 | $5.9M |
| 2018 | 1 | $1.8M |
| 2019 | 2 | $400K |
| 2020 | 1 | $900K |
| 2021 | 2 | $692K |
| 2022 | 1 | $75K |
| 2023 | 2 | $1.3M |
| 2025 | 1 | $135K |
Related SBA lenders
Other lenders active in New Jersey or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
The First National Bank of Elmer: frequently asked questions
Does The First National Bank of Elmer offer SBA loans?
Yes. The First National Bank of Elmer appears in the public SBA data with 21 funded SBA 7(a) loans totaling $17.4M.
How many SBA loans has The First National Bank of Elmer made?
The First National Bank of Elmer is associated with 21 SBA 7(a) loans totaling $17.4M in the public SBA data (as of 2026-03-31).
What is The First National Bank of Elmer's SBA charge-off rate?
About 0.0% of The First National Bank of Elmer's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does The First National Bank of Elmer do most of its SBA lending?
The First National Bank of Elmer's SBA lending in the data is most concentrated in New Jersey, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). The First National Bank of Elmer SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-first-national-bank-of-elmer/
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