SBA lender profile
The First State Bank
The First State Bank appears in the public SBA loan data with 14 funded 7(a) loans since FY2010, totaling $8.9M, an average of $635K per loan, and an estimated 133 jobs supported. Its SBA lending concentrates in Texas and the Retail Trade sector. With only 14 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is The First State Bank the right lender for you?
The First State Bank appears in the SBA record with 14 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $35M
- Headquarters
- Bishop, TX
- FDIC cert
- #10333
- Status
- Inactive
Where The First State Bank lends
Top states by funded SBA volume.
What The First State Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 6 | $2.9M |
| Transportation and Warehousing | 1 | $2.9M |
| Accommodation and Food Services | 2 | $1.3M |
| Mining and Extraction | 2 | $918K |
| Construction | 3 | $810K |
The First State Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 3 | $321K |
| 2011 | 2 | $1.3M |
| 2012 | 2 | $735K |
| 2018 | 2 | $904K |
| 2019 | 3 | $352K |
| 2020 | 1 | $2.4M |
| 2021 | 1 | $2.9M |
Related SBA lenders
Other lenders active in Texas or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
The First State Bank: frequently asked questions
Does The First State Bank offer SBA loans?
Yes. The First State Bank appears in the public SBA data with 14 funded SBA 7(a) loans totaling $8.9M.
How many SBA loans has The First State Bank made?
The First State Bank is associated with 14 SBA 7(a) loans totaling $8.9M in the public SBA data (as of 2026-03-31).
What is The First State Bank's SBA charge-off rate?
The First State Bank appears with only 14 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does The First State Bank do most of its SBA lending?
The First State Bank's SBA lending in the data is most concentrated in Texas, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). The First State Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-first-state-bank/
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