SBA lender profile
1st Summit Bank
1st Summit Bank appears in the public SBA loan data with 3 funded 7(a) loans totaling $2.1M, an average of $707K per loan, and an estimated 32 jobs supported. Its SBA lending concentrates in Pennsylvania and the Other Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
3
Total volume
$2.1M
Average loan size
$707K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
32
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.5B
- Headquarters
- Johnstown, PA
- FDIC cert
- #8426
- Status
- Active
Where 1st Summit Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Pennsylvania | 3 | $2.1M |
What 1st Summit Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 1 | $1.3M |
| Accommodation and Food Services | 2 | $780K |
1st Summit Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2023 | 1 | $150K |
| 2025 | 1 | $1.3M |
| 2026 | 1 | $630K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of 1st Summit Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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