Independent reference built on public SBA FOIA loan data. Not affiliated with the U.S. Small Business Administration.

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SBA lending by industry

Accommodation and Food Services

SBA lenders funded 135,354 7(a) and 504 loans in Accommodation and Food Services since FY2010, totaling $90.0B at an average of $665K per loan. The most active lender in this sector is The Huntington National Bank, and the most funding goes to California.

By Mario Bailey · Source: SBA FOIA data, FY2010–2026 (as of 2026-03-31)

NAICS sector
72
Funded loans
135,354
Since FY2010
Total volume
$90.0B
Average loan size
$665K

Do you qualify as a small business here?

To use an SBA loan, your business has to count as small under the SBA size standard for its specific NAICS code. In Accommodation and Food Services, standards are generally based on your average annual receipts (revenue), but the exact threshold is set per 6-digit NAICS code and varies within the sector, so check yours with the official tool. Our eligibility guide explains the rest.

Check your SBA size standard

Most active SBA lenders in Accommodation and Food Services

LenderLoansTotal volume
The Huntington National Bank 10,350 $3.1B
GBank 820 $2.3B
Bank of Hope 2,531 $2.1B
Celtic Bank Corporation 1,497 $1.5B
Readycap Lending, LLC 1,340 $1.2B
Byline Bank 1,164 $1.2B
Mortgage Capital Development Corporation 676 $1.1B
Columbia Bank 1,410 $1.1B

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Where Accommodation and Food Services loans go

StateLoansTotal volume
California 16,437 $11.9B
Texas 10,846 $9.9B
Florida 6,659 $5.7B
Georgia 5,149 $5.0B
New York 7,824 $3.8B
Illinois 4,970 $3.5B
North Carolina 3,345 $3.1B
Washington 4,372 $3.1B

Accommodation and Food Services SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20106,183$2.4B
20117,517$4.0B
20126,915$3.9B
20137,321$4.3B
20147,784$4.5B
20158,908$5.1B
20169,380$5.6B
20179,671$6.2B
20189,483$6.1B
20198,278$5.6B
20206,324$4.7B
20217,436$7.2B
20227,620$6.5B
20238,506$6.1B
20249,435$6.7B
202510,552$7.9B
20264,041$3.2B

SBA lending in Accommodation and Food Services: frequently asked questions

How much SBA lending goes to Accommodation and Food Services?

SBA lenders funded 135,354 7(a) and 504 loans in Accommodation and Food Services totaling $90.0B in the public SBA data (as of 2026-03-31), an average of $665K per loan.

Who is the most active SBA lender for Accommodation and Food Services?

The Huntington National Bank is the most active SBA lender in the Accommodation and Food Services sector in the public data, by funded volume.

Which states get the most SBA lending in Accommodation and Food Services?

The most SBA funding for Accommodation and Food Services goes to California.

Sources and disclaimer. Figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31); see our methodology. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor.

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