SBA lender profile
Align Credit Union
Align Credit Union appears in the public SBA loan data with 33 funded 7(a) loans since FY2010, totaling $4.7M, an average of $142K per loan, and an estimated 213 jobs supported. Its SBA lending concentrates in Massachusetts and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 3.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 69
- Scale 6
- Activity 15
- Consistency 69
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Align Credit Union the right lender for you?
Lenders fund what they know. Align Credit Union's SBA lending concentrates in Massachusetts (28 loans) and Retail Trade (8 loans), at an average loan of $142K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Align Credit Union lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 28 | $3.7M |
| New Hampshire | 5 | $1.0M |
What Align Credit Union funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 8 | $1.0M |
| Administrative and Support | 4 | $890K |
| Accommodation and Food Services | 5 | $784K |
| Construction | 4 | $675K |
| Other Services | 4 | $423K |
| Arts, Entertainment, Recreation | 2 | $413K |
Align Credit Union SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $280K |
| 2013 | 2 | $312K |
| 2014 | 3 | $399K |
| 2016 | 1 | $200K |
| 2017 | 2 | $250K |
| 2018 | 1 | $100K |
| 2019 | 6 | $738K |
| 2020 | 2 | $400K |
| 2021 | 4 | $970K |
| 2022 | 6 | $553K |
| 2024 | 1 | $40K |
| 2025 | 2 | $188K |
| 2026 | 2 | $255K |
Related SBA lenders
Other lenders active in Massachusetts or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Align Credit Union: frequently asked questions
Does Align Credit Union offer SBA loans?
Yes. Align Credit Union appears in the public SBA data with 33 funded SBA 7(a) loans totaling $4.7M.
How many SBA loans has Align Credit Union made?
Align Credit Union is associated with 33 SBA 7(a) loans totaling $4.7M in the public SBA data (as of 2026-03-31).
What is Align Credit Union's SBA charge-off rate?
About 3.0% of Align Credit Union's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Align Credit Union do most of its SBA lending?
Align Credit Union's SBA lending in the data is most concentrated in Massachusetts, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Align Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/align-credit-union/
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