SBA lender profile
Align Credit Union
Align Credit Union appears in the public SBA loan data with 17 funded 7(a) loans totaling $2.4M, an average of $141K per loan, and an estimated 97 jobs supported. Its SBA lending concentrates in Massachusetts and the Administrative and Support sector. Across all of its loans in the data, its charge-off rate is 5.9%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
17
Total volume
$2.4M
Average loan size
$141K
Charge-off rate
5.9%
Share of funded loans charged off
Jobs supported (reported)
97
Programs
7(a)
Where Align Credit Union lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 13 | $1.7M |
| New Hampshire | 4 | $740K |
What Align Credit Union funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Administrative and Support | 3 | $790K |
| Construction | 3 | $550K |
| Retail Trade | 5 | $480K |
| Other Services | 3 | $293K |
| Real Estate | 1 | $200K |
| Manufacturing | 2 | $93K |
Align Credit Union SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 2 | $400K |
| 2021 | 4 | $970K |
| 2022 | 6 | $553K |
| 2024 | 1 | $40K |
| 2025 | 2 | $188K |
| 2026 | 2 | $255K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Align Credit Union's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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