SBA lending by industry
Real Estate
SBA lenders funded 24,962 7(a) and 504 loans in Real Estate since FY2010, totaling $14.9B at an average of $597K per loan. The most active lender in this sector is Live Oak Banking Company, and the most funding goes to California.
By Mario Bailey · Source: SBA FOIA data, FY2010–2026 (as of 2026-03-31)
Do you qualify as a small business here?
To use an SBA loan, your business has to count as small under the SBA size standard for its specific NAICS code. In Real Estate, standards are generally based on your average annual receipts (revenue), but the exact threshold is set per 6-digit NAICS code and varies within the sector, so check yours with the official tool. Our eligibility guide explains the rest.
Check your SBA size standardMost active SBA lenders in Real Estate
| Lender | Loans | Total volume |
|---|---|---|
| Live Oak Banking Company | 767 | $1.5B |
| Enterprise Bank & Trust | 499 | $503.9M |
| Wells Fargo Bank National Association | 883 | $385.0M |
| Bank Five Nine | 375 | $382.2M |
| U.S. Bank, National Association | 1,414 | $340.6M |
| The Huntington National Bank | 1,136 | $324.1M |
| Byline Bank | 167 | $228.0M |
| Mortgage Capital Development Corporation | 168 | $188.1M |
Ready to find your SBA lender?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
Where Real Estate loans go
Real Estate SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1,061 | $342.2M |
| 2011 | 1,349 | $802.8M |
| 2012 | 1,242 | $729.7M |
| 2013 | 1,218 | $668.3M |
| 2014 | 1,298 | $642.4M |
| 2015 | 1,675 | $871.3M |
| 2016 | 1,642 | $911.2M |
| 2017 | 1,653 | $961.4M |
| 2018 | 1,622 | $975.6M |
| 2019 | 1,378 | $819.6M |
| 2020 | 1,384 | $999.3M |
| 2021 | 2,016 | $1.7B |
| 2022 | 1,732 | $1.2B |
| 2023 | 1,682 | $1.1B |
| 2024 | 1,652 | $869.9M |
| 2025 | 1,718 | $877.8M |
| 2026 | 640 | $425.3M |
SBA lending in Real Estate: frequently asked questions
How much SBA lending goes to Real Estate?
SBA lenders funded 24,962 7(a) and 504 loans in Real Estate totaling $14.9B in the public SBA data (as of 2026-03-31), an average of $597K per loan.
Who is the most active SBA lender for Real Estate?
Live Oak Banking Company is the most active SBA lender in the Real Estate sector in the public data, by funded volume.
Which states get the most SBA lending in Real Estate?
The most SBA funding for Real Estate goes to California.