SBA lender profile
Bank of the West
Bank of the West appears in the public SBA loan data with 229 funded 7(a) loans since FY2010, totaling $209.9M, an average of $917K per loan, and an estimated 3,466 jobs supported. Its SBA lending concentrates in Texas and the Other Services sector. Across its 7(a) loans, the charge-off rate is 6.1%. 86.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 56
- Scale 76
- Activity 44
- Consistency 79
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Bank of the West the right lender for you?
Lenders fund what they know. Bank of the West's SBA lending concentrates in Texas (226 loans) and Other Services (56 loans), at an average loan of $917K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $141M
- Headquarters
- San Angelo, TX
- FDIC cert
- #18573
- Status
- Inactive
Where Bank of the West lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 226 | $208.5M |
| Oklahoma | 1 | $675K |
| Oregon | 1 | $580K |
| New Mexico | 1 | $130K |
Metro areas where Bank of the West funds
What Bank of the West funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 56 | $53.8M |
| Accommodation and Food Services | 43 | $41.8M |
| Professional and Technical Services | 19 | $25.9M |
| Health Care and Social Assistance | 23 | $24.0M |
| Retail Trade | 17 | $20.5M |
| Real Estate | 7 | $8.2M |
Bank of the West SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 16 | $5.8M |
| 2011 | 25 | $21.6M |
| 2012 | 30 | $25.2M |
| 2013 | 35 | $30.6M |
| 2014 | 28 | $30.6M |
| 2015 | 24 | $26.2M |
| 2016 | 19 | $19.4M |
| 2017 | 11 | $13.0M |
| 2018 | 12 | $16.6M |
| 2019 | 6 | $1.6M |
| 2020 | 2 | $345K |
| 2021 | 8 | $10.9M |
| 2022 | 5 | $3.2M |
| 2024 | 4 | $4.2M |
| 2025 | 2 | $253K |
| 2026 | 2 | $453K |
Related SBA lenders
Other lenders active in Texas or in Other Services.
Comparing lenders? See how to choose an SBA lender by track record.
Bank of the West: frequently asked questions
Does Bank of the West offer SBA loans?
Yes. Bank of the West appears in the public SBA data with 229 funded SBA 7(a) loans totaling $209.9M.
How many SBA loans has Bank of the West made?
Bank of the West is associated with 229 SBA 7(a) loans totaling $209.9M in the public SBA data (as of 2026-03-31).
What is Bank of the West's SBA charge-off rate?
About 6.1% of Bank of the West's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Bank of the West do most of its SBA lending?
Bank of the West's SBA lending in the data is most concentrated in Texas, and by industry in Other Services.
Is Bank of the West an SBA Preferred Lender (PLP)?
The loan record shows Bank of the West operating under PLP delegated authority: 198 of its 7(a) loans (86.5%) were processed through the Preferred Lenders Program, including 8 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Bank of the West SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/bank-of-the-west/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.