SBA lender profile
Bridgewater Bank
Bridgewater Bank appears in the public SBA loan data with 69 funded 7(a) loans since FY2010, totaling $49.9M, an average of $724K per loan, and an estimated 1,236 jobs supported. Its SBA lending concentrates in Minnesota and the Professional and Technical Services sector. Across its 7(a) loans, the charge-off rate is 1.5%. 31.9% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 77
- Scale 49
- Activity 62
- Consistency 76
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Bridgewater Bank the right lender for you?
Lenders fund what they know. Bridgewater Bank's SBA lending concentrates in Minnesota (60 loans) and Professional and Technical Services (7 loans), at an average loan of $724K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $5.3B
- Headquarters
- Saint Louis Park, MN
- FDIC cert
- #58210
- Status
- Active
Where Bridgewater Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Minnesota | 60 | $43.9M |
| Illinois | 2 | $2.7M |
| North Dakota | 1 | $800K |
| District of Columbia | 1 | $796K |
| Texas | 1 | $435K |
| Arizona | 1 | $425K |
What Bridgewater Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Professional and Technical Services | 7 | $10.7M |
| Health Care and Social Assistance | 8 | $9.5M |
| Arts, Entertainment, Recreation | 14 | $7.9M |
| Educational Services | 4 | $7.2M |
| Other Services | 12 | $4.4M |
| Manufacturing | 6 | $4.3M |
Bridgewater Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 2 | $230K |
| 2011 | 2 | $158K |
| 2012 | 6 | $3.6M |
| 2013 | 3 | $833K |
| 2014 | 1 | $260K |
| 2015 | 1 | $40K |
| 2017 | 1 | $50K |
| 2018 | 3 | $3.2M |
| 2019 | 7 | $8.9M |
| 2020 | 8 | $3.9M |
| 2021 | 4 | $9.0M |
| 2022 | 8 | $2.1M |
| 2023 | 5 | $1.2M |
| 2024 | 6 | $6.0M |
| 2025 | 8 | $5.0M |
| 2026 | 4 | $5.4M |
Related SBA lenders
Other lenders active in Minnesota or in Professional and Technical Services.
Comparing lenders? See how to choose an SBA lender by track record.
Bridgewater Bank: frequently asked questions
Does Bridgewater Bank offer SBA loans?
Yes. Bridgewater Bank appears in the public SBA data with 69 funded SBA 7(a) loans totaling $49.9M.
How many SBA loans has Bridgewater Bank made?
Bridgewater Bank is associated with 69 SBA 7(a) loans totaling $49.9M in the public SBA data (as of 2026-03-31).
What is Bridgewater Bank's SBA charge-off rate?
About 1.5% of Bridgewater Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Bridgewater Bank do most of its SBA lending?
Bridgewater Bank's SBA lending in the data is most concentrated in Minnesota, and by industry in Professional and Technical Services.
Is Bridgewater Bank an SBA Preferred Lender (PLP)?
The loan record shows Bridgewater Bank operating under PLP delegated authority: 22 of its 7(a) loans (31.9%) were processed through the Preferred Lenders Program, including 13 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Bridgewater Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/bridgewater-bank/
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