SBA lending by industry
Educational Services
SBA lenders funded 15,056 7(a) and 504 loans in Educational Services since FY2010, totaling $6.4B at an average of $423K per loan. The most active lender in this sector is Wells Fargo Bank National Association, and the most funding goes to California.
By Mario Bailey · Source: SBA FOIA data, FY2010–2026 (as of 2026-03-31)
Do you qualify as a small business here?
To use an SBA loan, your business has to count as small under the SBA size standard for its specific NAICS code. In Educational Services, standards are generally based on your average annual receipts (revenue), but the exact threshold is set per 6-digit NAICS code and varies within the sector, so check yours with the official tool. Our eligibility guide explains the rest.
Check your SBA size standardMost active SBA lenders in Educational Services
| Lender | Loans | Total volume |
|---|---|---|
| Wells Fargo Bank National Association | 1,204 | $310.7M |
| The Huntington National Bank | 1,064 | $269.9M |
| Live Oak Banking Company | 110 | $184.9M |
| U.S. Bank, National Association | 427 | $151.0M |
| JPMorgan Chase Bank, National Association | 738 | $124.8M |
| Mortgage Capital Development Corporation | 101 | $111.5M |
| CDC Small Business Finance Corp. | 170 | $94.7M |
| Newtek Bank, National Association | 268 | $92.3M |
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Where Educational Services loans go
| State | Loans | Total volume |
|---|---|---|
| California | 2,022 | $1.1B |
| Texas | 1,433 | $856.4M |
| Florida | 1,027 | $557.9M |
| Illinois | 518 | $247.4M |
| New York | 977 | $239.0M |
| Georgia | 471 | $220.2M |
| Arizona | 348 | $214.3M |
| New Jersey | 577 | $210.2M |
Educational Services SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 769 | $191.6M |
| 2011 | 763 | $222.8M |
| 2012 | 624 | $218.2M |
| 2013 | 699 | $227.9M |
| 2014 | 762 | $280.5M |
| 2015 | 953 | $358.7M |
| 2016 | 1,022 | $366.3M |
| 2017 | 996 | $417.5M |
| 2018 | 1,040 | $461.2M |
| 2019 | 982 | $423.3M |
| 2020 | 685 | $358.6M |
| 2021 | 766 | $473.0M |
| 2022 | 853 | $455.9M |
| 2023 | 912 | $401.8M |
| 2024 | 1,225 | $575.2M |
| 2025 | 1,472 | $695.3M |
| 2026 | 533 | $241.1M |
SBA lending in Educational Services: frequently asked questions
How much SBA lending goes to Educational Services?
SBA lenders funded 15,056 7(a) and 504 loans in Educational Services totaling $6.4B in the public SBA data (as of 2026-03-31), an average of $423K per loan.
Who is the most active SBA lender for Educational Services?
Wells Fargo Bank National Association is the most active SBA lender in the Educational Services sector in the public data, by funded volume.
Which states get the most SBA lending in Educational Services?
The most SBA funding for Educational Services goes to California.