SBA lending by industry
Educational Services
SBA lenders funded 7,498 7(a) and 504 loans in Educational Services, totaling $3.9B at an average of $523K per loan. The most active lender in this sector is The Huntington National Bank, and the most funding goes to California.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
Do you qualify as a small business here?
To use an SBA loan, your business has to count as small under the SBA size standard for its specific NAICS code. In Educational Services, standards are generally based on your average annual receipts (revenue), but the exact threshold is set per 6-digit NAICS code and varies within the sector, so check yours with the official tool. Our eligibility guide explains the rest.
Check your SBA size standardMost active SBA lenders in Educational Services
| Lender | Loans | Total volume |
|---|---|---|
| The Huntington National Bank | 691 | $166.2M |
| Live Oak Banking Company | 86 | $122.5M |
| Mortgage Capital Development Corporation | 99 | $111.2M |
| Newtek Bank, National Association | 268 | $92.3M |
| CDC Small Business Finance Corp. | 143 | $91.3M |
| Florida Business Development Corporation | 105 | $88.6M |
| Florida First Capital Finance Corporation, Inc. | 88 | $85.6M |
| Capital Certified Development Corporation | 60 | $77.1M |
Where Educational Services loans go
| State | Loans | Total volume |
|---|---|---|
| California | 1,039 | $727.0M |
| Texas | 706 | $478.1M |
| Florida | 605 | $370.9M |
| New York | 467 | $143.3M |
| Illinois | 243 | $137.9M |
| Utah | 201 | $133.6M |
| Washington | 175 | $122.6M |
| Arizona | 171 | $119.1M |
Educational Services SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 103 | $57.3M |
| 2011 | 96 | $58.0M |
| 2012 | 131 | $94.5M |
| 2013 | 102 | $57.0M |
| 2014 | 95 | $62.5M |
| 2015 | 115 | $77.8M |
| 2016 | 100 | $73.5M |
| 2017 | 107 | $88.1M |
| 2018 | 103 | $76.2M |
| 2019 | 100 | $76.7M |
| 2020 | 685 | $358.6M |
| 2021 | 766 | $473.0M |
| 2022 | 853 | $455.9M |
| 2023 | 912 | $401.8M |
| 2024 | 1,225 | $575.2M |
| 2025 | 1,472 | $695.3M |
| 2026 | 533 | $241.1M |