SBA lender profile
Charlevoix State Bank
Charlevoix State Bank appears in the public SBA loan data with 6 funded 7(a) loans totaling $928K, an average of $155K per loan, and an estimated 76 jobs supported. Its SBA lending concentrates in Michigan and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
6
Total volume
$928K
Average loan size
$155K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
76
Programs
7(a)
Bank profile
via FDIC- Total assets
- $245M
- Headquarters
- Charlevoix, MI
- FDIC cert
- #33926
- Status
- Active
Where Charlevoix State Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Michigan | 6 | $928K |
What Charlevoix State Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 2 | $375K |
| Construction | 1 | $225K |
| Professional and Technical Services | 1 | $150K |
| Real Estate | 1 | $130K |
| Other Services | 1 | $48K |
Charlevoix State Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 1 | $130K |
| 2021 | 2 | $225K |
| 2023 | 1 | $300K |
| 2024 | 1 | $225K |
| 2025 | 1 | $48K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Charlevoix State Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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