SBA lender profile
Encore Bank
Encore Bank appears in the public SBA loan data with 141 funded 7(a) loans totaling $102.8M, an average of $729K per loan, and an estimated 2,558 jobs supported. Its SBA lending concentrates in Texas and the Professional and Technical Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
141
Total volume
$102.8M
Average loan size
$729K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
2,558
Programs
7(a)
Bank profile
via FDIC- Total assets
- $3.6B
- Headquarters
- Little Rock, AR
- FDIC cert
- #34562
- Status
- Active
Where Encore Bank lends
Top states by funded SBA volume.
What Encore Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Professional and Technical Services | 16 | $16.6M |
| Other Services | 19 | $11.4M |
| Manufacturing | 7 | $11.2M |
| Construction | 16 | $10.6M |
| Administrative and Support | 15 | $9.9M |
| Retail Trade | 16 | $9.0M |
Encore Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2021 | 18 | $10.4M |
| 2022 | 24 | $13.5M |
| 2023 | 39 | $22.6M |
| 2024 | 17 | $16.2M |
| 2025 | 24 | $21.9M |
| 2026 | 19 | $18.3M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Encore Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.