SBA lender profile
Encore Bank
Encore Bank appears in the public SBA loan data with 146 funded 7(a) loans since FY2010, totaling $105.4M, an average of $722K per loan, and an estimated 2,590 jobs supported. Its SBA lending concentrates in Texas and the Professional and Technical Services sector. Across its 7(a) loans, the charge-off rate is 0.0%. 48.6% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 90
- Scale 66
- Activity 83
- Consistency 52
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Encore Bank the right lender for you?
Lenders fund what they know. Encore Bank's SBA lending concentrates in Texas (69 loans) and Professional and Technical Services (16 loans), at an average loan of $722K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $3.6B
- Headquarters
- Little Rock, AR
- FDIC cert
- #34562
- Status
- Active
Where Encore Bank lends
Top states by funded SBA volume.
Metro areas where Encore Bank funds
What Encore Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Professional and Technical Services | 16 | $16.6M |
| Other Services | 20 | $13.4M |
| Manufacturing | 8 | $11.3M |
| Construction | 17 | $10.8M |
| Administrative and Support | 15 | $9.9M |
| Retail Trade | 17 | $9.2M |
Encore Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 4 | $2.5M |
| 2013 | 1 | $100K |
| 2021 | 18 | $10.4M |
| 2022 | 24 | $13.5M |
| 2023 | 39 | $22.6M |
| 2024 | 17 | $16.2M |
| 2025 | 24 | $21.9M |
| 2026 | 19 | $18.3M |
Related SBA lenders
Other lenders active in Texas or in Professional and Technical Services.
Comparing lenders? See how to choose an SBA lender by track record.
Encore Bank: frequently asked questions
Does Encore Bank offer SBA loans?
Yes. Encore Bank appears in the public SBA data with 146 funded SBA 7(a) loans totaling $105.4M.
How many SBA loans has Encore Bank made?
Encore Bank is associated with 146 SBA 7(a) loans totaling $105.4M in the public SBA data (as of 2026-03-31).
What is Encore Bank's SBA charge-off rate?
About 0.0% of Encore Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Encore Bank do most of its SBA lending?
Encore Bank's SBA lending in the data is most concentrated in Texas, and by industry in Professional and Technical Services.
Is Encore Bank an SBA Preferred Lender (PLP)?
The loan record shows Encore Bank operating under PLP delegated authority: 71 of its 7(a) loans (48.6%) were processed through the Preferred Lenders Program, including 46 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Encore Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/encore-bank/
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