SBA lending by state
SBA Lending in Arkansas
In Arkansas, SBA lenders funded 5,324 7(a) and 504 loans since FY2010, totaling $3.0B, an average of $557K per loan. The most active lender is Arvest Bank, and the most-funded industry is Agriculture, Forestry, Fishing.
By Mario Bailey · Source: SBA FOIA data, FY2010–2026 (as of 2026-03-31)
Top SBA lenders in Arkansas
Ranked by SBA loans funded in Arkansas since FY2010. Each lender's figures, including its 7(a) charge-off rate, cover its Arkansas loans only. Charge-off is reported on 7(a) loans, never on 504 loans, so a lender without a reliable 7(a) sample in Arkansas shows “not reported,” never 0%.
See the full Arkansas ranking : up to 25 lenders, with the 7(a) vs 504 leaders and industry context.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Arvest Bank | 872 | $275.1M | $315K | 3.33% |
| 2 | First Financial Bank | 558 | $348.1M | $624K | 1.79% |
| 3 | U.S. Bank, National Association | 385 | $21.0M | $54K | 3.64% |
| 4 | ACC Capital | 201 | $93.0M | $462K | 2.99% |
| 5 | Simmons Bank | 187 | $64.3M | $344K | 8.56% |
| 6 | Live Oak Banking Company | 185 | $310.8M | $1.7M | 1.62% |
| 7 | Southern Bancorp Bank | 151 | $126.7M | $839K | 0.66% |
| 8 | First Service Bank | 149 | $97.1M | $652K | 0.67% |
| 9 | The Huntington National Bank | 142 | $89.0M | $626K | 2.11% |
| 10 | Six Bridges Capital Corporation | 133 | $96.6M | $726K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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504 lenders (CDCs) in Arkansas
An SBA 504 project in Arkansas pairs two lenders: a bank or credit union funds roughly half the cost as a first mortgage, and a Certified Development Company (CDC) funds about 40% through an SBA-backed debenture, with the borrower putting down around 10%. Below are the CDCs most active on 504 loans in Arkansas, ranked by 504 loans funded in the state since FY2010. Figures are 504-only; charge-off is reported on 7(a) loans only and does not apply to CDCs.
| CDC | 504 loans | 504 volume |
|---|---|---|
| Six Bridges Capital Corporation | 133 | $96.6M |
| Rural Missouri, Inc. | 127 | $113.5M |
| Capital Certified Development Corporation | 8 | $11.0M |
| Ark-Tex Regional Development Company, Inc. | 7 | $8.0M |
| Capital Partners Certified Development Company | 1 | $1.3M |
All Certified Development Companies · Current 504 loan rates · How 504 loans work
Top industries funded in Arkansas
| Industry | Loans | Total volume |
|---|---|---|
| Agriculture, Forestry, Fishing | 938 | $898.2M |
| Accommodation and Food Services | 755 | $454.8M |
| Retail Trade | 677 | $335.6M |
| Health Care and Social Assistance | 442 | $228.3M |
| Manufacturing | 308 | $201.4M |
| Other Services | 420 | $139.5M |
| Professional and Technical Services | 327 | $125.9M |
| Construction | 474 | $123.8M |
Top cities for SBA loans in Arkansas
Where SBA 7(a) and 504 borrowers in Arkansas are located, by funded volume.
| City | Loans | Total volume |
|---|---|---|
| Little Rock | 498 | $284.6M |
| Fayetteville | 301 | $131.9M |
| Rogers | 251 | $131.8M |
| North Little Rock | 174 | $112.3M |
| Bentonville | 224 | $98.6M |
| Fort Smith | 150 | $92.0M |
| Springdale | 186 | $86.0M |
| Jonesboro | 104 | $68.4M |
SBA lending by metro area in Arkansas
Which lenders fund each Arkansas market, with local loan sizes and industries.
- SBA lenders in Memphis, TN 1,716 loans
- SBA lenders in Fayetteville, AR 1,428 loans
- SBA lenders in Little Rock, AR 1,319 loans
- SBA lenders in Fort Smith, AR 305 loans
- SBA lenders in Texarkana, TX 172 loans
- SBA lenders in Hot Springs, AR 268 loans
- SBA lenders in Pine Bluff, AR 108 loans
- SBA lenders in Jonesboro, AR 122 loans
- SBA lenders in Searcy, AR 95 loans
- SBA lenders in Russellville, AR 98 loans
- SBA lenders in Batesville, AR 83 loans
- SBA lenders in Harrison, AR 63 loans
- SBA lenders in El Dorado, AR 52 loans
- SBA lenders in Mountain Home, AR 88 loans
- SBA lenders in Arkadelphia, AR 53 loans
- SBA lenders in Malvern, AR 61 loans
SBA lending in Arkansas by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 335 | $111.1M |
| 2011 | 331 | $155.2M |
| 2012 | 192 | $93.1M |
| 2013 | 236 | $116.8M |
| 2014 | 286 | $124.7M |
| 2015 | 382 | $263.0M |
| 2016 | 369 | $223.3M |
| 2017 | 345 | $202.6M |
| 2018 | 363 | $213.1M |
| 2019 | 339 | $161.6M |
| 2020 | 316 | $124.9M |
| 2021 | 346 | $232.6M |
| 2022 | 298 | $174.6M |
| 2023 | 322 | $217.1M |
| 2024 | 302 | $163.1M |
| 2025 | 421 | $263.0M |
| 2026 | 141 | $123.2M |
SBA lending in Arkansas: frequently asked questions
How much SBA lending is there in Arkansas?
SBA lenders funded 5,324 7(a) and 504 loans totaling $3.0B in Arkansas in the public SBA data (as of 2026-03-31), an average of $557K per loan.
Who is the most active SBA lender in Arkansas?
Arvest Bank is the most active SBA lender in Arkansas in the public data, by loans funded.
What industries get the most SBA loans in Arkansas?
The most-funded industry for SBA loans in Arkansas is Agriculture, Forestry, Fishing.
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