SBA lender profile
First Bank of Central Ohio
First Bank of Central Ohio appears in the public SBA loan data with 94 funded 7(a) loans since FY2010, totaling $139.7M, an average of $1.5M per loan, and an estimated 1,322 jobs supported. Its SBA lending concentrates in California and the Construction sector. Across its 7(a) loans, the charge-off rate is 0.0%. 50.0% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 86
- Scale 64
- Activity 90
- Consistency 38
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First Bank of Central Ohio the right lender for you?
Lenders fund what they know. First Bank of Central Ohio's SBA lending concentrates in California (18 loans) and Construction (17 loans), at an average loan of $1.5M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $246M
- Headquarters
- Worthington, OH
- FDIC cert
- #59249
- Status
- Active
Where First Bank of Central Ohio lends
Top states by funded SBA volume.
What First Bank of Central Ohio funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 17 | $28.1M |
| Professional and Technical Services | 11 | $20.1M |
| Health Care and Social Assistance | 14 | $17.1M |
| Retail Trade | 12 | $13.3M |
| Finance and Insurance | 9 | $11.8M |
| Other Services | 6 | $11.5M |
First Bank of Central Ohio SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2023 | 3 | $3.4M |
| 2024 | 48 | $78.4M |
| 2025 | 38 | $52.5M |
| 2026 | 5 | $5.5M |
Related SBA lenders
Other lenders active in California or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
First Bank of Central Ohio: frequently asked questions
Does First Bank of Central Ohio offer SBA loans?
Yes. First Bank of Central Ohio appears in the public SBA data with 94 funded SBA 7(a) loans totaling $139.7M.
How many SBA loans has First Bank of Central Ohio made?
First Bank of Central Ohio is associated with 94 SBA 7(a) loans totaling $139.7M in the public SBA data (as of 2026-03-31).
What is First Bank of Central Ohio's SBA charge-off rate?
About 0.0% of First Bank of Central Ohio's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First Bank of Central Ohio do most of its SBA lending?
First Bank of Central Ohio's SBA lending in the data is most concentrated in California, and by industry in Construction.
Is First Bank of Central Ohio an SBA Preferred Lender (PLP)?
The loan record shows First Bank of Central Ohio operating under PLP delegated authority: 47 of its 7(a) loans (50.0%) were processed through the Preferred Lenders Program, including 47 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First Bank of Central Ohio SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-bank-of-central-ohio/
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