SBA lender profile
First Bank of Central Ohio
First Bank of Central Ohio appears in the public SBA loan data with 94 funded 7(a) loans totaling $139.7M, an average of $1.5M per loan, and an estimated 1,322 jobs supported. Its SBA lending concentrates in California and the Construction sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
94
Total volume
$139.7M
Average loan size
$1.5M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
1,322
Programs
7(a)
Bank profile
via FDIC- Total assets
- $246M
- Headquarters
- Worthington, OH
- FDIC cert
- #59249
- Status
- Active
Where First Bank of Central Ohio lends
Top states by funded SBA volume.
What First Bank of Central Ohio funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 17 | $28.1M |
| Professional and Technical Services | 11 | $20.1M |
| Health Care and Social Assistance | 14 | $17.1M |
| Retail Trade | 12 | $13.3M |
| Finance and Insurance | 9 | $11.8M |
| Other Services | 6 | $11.5M |
First Bank of Central Ohio SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2023 | 3 | $3.4M |
| 2024 | 48 | $78.4M |
| 2025 | 38 | $52.5M |
| 2026 | 5 | $5.5M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of First Bank of Central Ohio's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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