SBA lending by state
SBA Lending in California
In California, SBA lenders funded 65,722 7(a) and 504 loans totaling $50.2B, an average of $764K per loan. The most active lender is Mortgage Capital Development Corporation, and the most-funded industry is Retail Trade.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
Funded loans
65,722
Total volume
$50.2B
Average loan size
$764K
Most active SBA lenders in California
| Lender | Loans | Total volume |
|---|---|---|
| Mortgage Capital Development Corporation | 4,304 | $5.0B |
| CDC Small Business Finance Corp. | 5,425 | $4.5B |
| Business Finance Capital | 2,707 | $3.4B |
| California Statewide Certified Development Corporation | 2,597 | $2.7B |
| U.S. Bank, National Association | 5,772 | $2.0B |
| Live Oak Banking Company | 1,266 | $1.7B |
| Bay Area Employment Development Company | 1,347 | $1.3B |
| Capital Access Group, Inc. | 1,312 | $1.2B |
Top industries funded in California
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 8,539 | $7.1B |
| Accommodation and Food Services | 7,187 | $6.5B |
| Health Care and Social Assistance | 7,342 | $6.0B |
| Manufacturing | 5,152 | $5.3B |
| Wholesale Trade | 5,157 | $5.3B |
| Professional and Technical Services | 7,459 | $4.5B |
| Construction | 6,805 | $3.7B |
| Other Services | 5,363 | $3.6B |
SBA lending in California by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1,419 | $1.0B |
| 2011 | 1,486 | $1.1B |
| 2012 | 1,717 | $1.4B |
| 2013 | 1,528 | $1.3B |
| 2014 | 1,099 | $957.8M |
| 2015 | 1,160 | $1.1B |
| 2016 | 1,154 | $1.1B |
| 2017 | 1,201 | $1.3B |
| 2018 | 1,130 | $1.2B |
| 2019 | 1,228 | $1.2B |
| 2020 | 6,646 | $5.0B |
| 2021 | 7,557 | $7.7B |
| 2022 | 6,642 | $5.8B |
| 2023 | 7,290 | $5.1B |
| 2024 | 9,480 | $5.5B |
| 2025 | 11,039 | $6.6B |
| 2026 | 3,946 | $2.8B |
Sources and disclaimer. Figures are computed from the
U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31); see our
methodology. SBA Loan Index is
not affiliated with the SBA and is not a lender, broker, or financial advisor.