SBA lender profile
First State Bank of Texas
First State Bank of Texas appears in the public SBA loan data with 13 funded 7(a) loans totaling $17.6M, an average of $1.4M per loan, and an estimated 333 jobs supported. Its SBA lending concentrates in Texas and the Construction sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
13
Total volume
$17.6M
Average loan size
$1.4M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
333
Programs
7(a)
Bank profile
via FDIC- Total assets
- $2.1B
- Headquarters
- Denton, TX
- FDIC cert
- #10348
- Status
- Inactive
Where First State Bank of Texas lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 13 | $17.6M |
What First State Bank of Texas funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 2 | $7.8M |
| Health Care and Social Assistance | 3 | $3.1M |
| Arts, Entertainment, Recreation | 2 | $2.3M |
| Accommodation and Food Services | 2 | $1.7M |
| Mining and Extraction | 1 | $1.3M |
| Manufacturing | 2 | $1.1M |
First State Bank of Texas SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 1 | $1.1M |
| 2021 | 2 | $1.1M |
| 2022 | 7 | $12.0M |
| 2023 | 1 | $1.1M |
| 2025 | 2 | $2.3M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of First State Bank of Texas's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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