SBA lender profile
First State Community Bank
First State Community Bank appears in the public SBA loan data with 86 funded 7(a) loans since FY2010, totaling $30.5M, an average of $354K per loan, and an estimated 1,086 jobs supported. Its SBA lending concentrates in Missouri and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 5.8%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 59
- Scale 45
- Activity 46
- Consistency 77
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First State Community Bank the right lender for you?
Lenders fund what they know. First State Community Bank's SBA lending concentrates in Missouri (86 loans) and Retail Trade (18 loans), at an average loan of $354K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $4.5B
- Headquarters
- Farmington, MO
- FDIC cert
- #17323
- Status
- Active
Where First State Community Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Missouri | 86 | $30.5M |
Metro areas where First State Community Bank funds
What First State Community Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 18 | $8.4M |
| Manufacturing | 7 | $6.1M |
| Construction | 14 | $4.7M |
| Accommodation and Food Services | 13 | $2.9M |
| Wholesale Trade | 8 | $2.8M |
| Other Services | 4 | $1.5M |
First State Community Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 18 | $5.0M |
| 2011 | 12 | $4.1M |
| 2012 | 9 | $2.5M |
| 2013 | 6 | $3.2M |
| 2014 | 7 | $1.5M |
| 2015 | 7 | $1.3M |
| 2016 | 6 | $1.3M |
| 2017 | 3 | $376K |
| 2018 | 2 | $795K |
| 2019 | 1 | $2.7M |
| 2020 | 1 | $2.2M |
| 2021 | 3 | $675K |
| 2022 | 1 | $140K |
| 2023 | 4 | $2.0M |
| 2025 | 6 | $2.8M |
Related SBA lenders
Other lenders active in Missouri or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
First State Community Bank: frequently asked questions
Does First State Community Bank offer SBA loans?
Yes. First State Community Bank appears in the public SBA data with 86 funded SBA 7(a) loans totaling $30.5M.
How many SBA loans has First State Community Bank made?
First State Community Bank is associated with 86 SBA 7(a) loans totaling $30.5M in the public SBA data (as of 2026-03-31).
What is First State Community Bank's SBA charge-off rate?
About 5.8% of First State Community Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First State Community Bank do most of its SBA lending?
First State Community Bank's SBA lending in the data is most concentrated in Missouri, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First State Community Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-state-community-bank/
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