SBA lender profile
Ideal CU
Ideal CU appears in the public SBA loan data with 2 funded 7(a) loans since FY2010, totaling $265K, an average of $133K per loan, and an estimated 5 jobs supported. Its SBA lending concentrates in Minnesota and the Real Estate sector. With only 2 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is Ideal CU the right lender for you?
Ideal CU appears in the SBA record with 2 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Ideal CU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Minnesota | 2 | $265K |
What Ideal CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Real Estate | 1 | $200K |
| Other Services | 1 | $65K |
Ideal CU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2024 | 1 | $65K |
| 2026 | 1 | $200K |
Related SBA lenders
Other lenders active in Minnesota or in Real Estate.
Comparing lenders? See how to choose an SBA lender by track record.
Ideal CU: frequently asked questions
Does Ideal CU offer SBA loans?
Yes. Ideal CU appears in the public SBA data with 2 funded SBA 7(a) loans totaling $265K.
How many SBA loans has Ideal CU made?
Ideal CU is associated with 2 SBA 7(a) loans totaling $265K in the public SBA data (as of 2026-03-31).
What is Ideal CU's SBA charge-off rate?
Ideal CU appears with only 2 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does Ideal CU do most of its SBA lending?
Ideal CU's SBA lending in the data is most concentrated in Minnesota, and by industry in Real Estate.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Ideal CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/ideal-cu/
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