SBA lender profile
Ideal CU
Ideal CU appears in the public SBA loan data with 2 funded 7(a) loans totaling $265K, an average of $133K per loan, and an estimated 5 jobs supported. Its SBA lending concentrates in Minnesota and the Real Estate sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
2
Total volume
$265K
Average loan size
$133K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
5
Programs
7(a)
Where Ideal CU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Minnesota | 2 | $265K |
What Ideal CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Real Estate | 1 | $200K |
| Other Services | 1 | $65K |
Ideal CU SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2024 | 1 | $65K |
| 2026 | 1 | $200K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Ideal CU's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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