SBA lender profile
Isabella Bank
Isabella Bank appears in the public SBA loan data with 24 funded 7(a) loans totaling $12.3M, an average of $512K per loan, and an estimated 375 jobs supported. Its SBA lending concentrates in Michigan and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 4.2%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
24
Total volume
$12.3M
Average loan size
$512K
Charge-off rate
4.2%
Share of funded loans charged off
Jobs supported (reported)
375
Programs
7(a)
Bank profile
via FDIC- Total assets
- $2.2B
- Headquarters
- Mount Pleasant, MI
- FDIC cert
- #1005
- Status
- Active
Where Isabella Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Michigan | 24 | $12.3M |
What Isabella Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 5 | $3.5M |
| Health Care and Social Assistance | 2 | $2.8M |
| Accommodation and Food Services | 7 | $2.3M |
| Professional and Technical Services | 3 | $1.5M |
| Other Services | 2 | $797K |
| Construction | 3 | $555K |
Isabella Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 6 | $4.2M |
| 2021 | 5 | $1.3M |
| 2022 | 3 | $2.1M |
| 2023 | 3 | $1.3M |
| 2024 | 3 | $2.2M |
| 2025 | 3 | $555K |
| 2026 | 1 | $614K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Isabella Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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