SBA lender profile
Legacy Bank & Trust Company
Legacy Bank & Trust Company appears in the public SBA loan data with 150 funded 7(a) loans since FY2010, totaling $54.6M, an average of $364K per loan, and an estimated 1,321 jobs supported. Its SBA lending concentrates in Missouri and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 0.0%. 61.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 90
- Scale 59
- Activity 56
- Consistency 61
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Legacy Bank & Trust Company the right lender for you?
Lenders fund what they know. Legacy Bank & Trust Company's SBA lending concentrates in Missouri (141 loans) and Retail Trade (29 loans), at an average loan of $364K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.8B
- Headquarters
- Mountain Grove, MO
- FDIC cert
- #22319
- Status
- Active
Where Legacy Bank & Trust Company lends
Top states by funded SBA volume.
Metro areas where Legacy Bank & Trust Company funds
What Legacy Bank & Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 29 | $10.5M |
| Accommodation and Food Services | 23 | $9.5M |
| Professional and Technical Services | 8 | $6.5M |
| Other Services | 24 | $6.3M |
| Construction | 21 | $5.5M |
| Manufacturing | 8 | $4.5M |
Legacy Bank & Trust Company SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 6 | $2.9M |
| 2011 | 3 | $571K |
| 2014 | 4 | $300K |
| 2015 | 1 | $19K |
| 2018 | 9 | $2.1M |
| 2019 | 15 | $1.7M |
| 2020 | 35 | $12.7M |
| 2021 | 32 | $15.7M |
| 2022 | 28 | $9.9M |
| 2023 | 14 | $3.9M |
| 2024 | 1 | $100K |
| 2025 | 2 | $4.6M |
Related SBA lenders
Other lenders active in Missouri or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Legacy Bank & Trust Company: frequently asked questions
Does Legacy Bank & Trust Company offer SBA loans?
Yes. Legacy Bank & Trust Company appears in the public SBA data with 150 funded SBA 7(a) loans totaling $54.6M.
How many SBA loans has Legacy Bank & Trust Company made?
Legacy Bank & Trust Company is associated with 150 SBA 7(a) loans totaling $54.6M in the public SBA data (as of 2026-03-31).
What is Legacy Bank & Trust Company's SBA charge-off rate?
About 0.0% of Legacy Bank & Trust Company's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Legacy Bank & Trust Company do most of its SBA lending?
Legacy Bank & Trust Company's SBA lending in the data is most concentrated in Missouri, and by industry in Retail Trade.
Is Legacy Bank & Trust Company an SBA Preferred Lender (PLP)?
The loan record shows Legacy Bank & Trust Company operating under PLP delegated authority: 92 of its 7(a) loans (61.3%) were processed through the Preferred Lenders Program, including 1 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Legacy Bank & Trust Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/legacy-bank-trust-company/
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