SBA lender profile
Legence Bank
Legence Bank appears in the public SBA loan data with 219 funded 7(a) loans since FY2010, totaling $185.3M, an average of $846K per loan, and an estimated 2,423 jobs supported. Its SBA lending concentrates in Indiana and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 1.8%. 71.7% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 79
- Scale 74
- Activity 52
- Consistency 76
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Legence Bank the right lender for you?
Lenders fund what they know. Legence Bank's SBA lending concentrates in Indiana (62 loans) and Accommodation and Food Services (69 loans), at an average loan of $846K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $648M
- Headquarters
- Eldorado, IL
- FDIC cert
- #10886
- Status
- Active
Where Legence Bank lends
Top states by funded SBA volume.
Metro areas where Legence Bank funds
What Legence Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 69 | $109.6M |
| Retail Trade | 44 | $28.9M |
| Other Services | 27 | $9.6M |
| Health Care and Social Assistance | 10 | $6.3M |
| Construction | 8 | $5.1M |
| Agriculture, Forestry, Fishing | 7 | $4.9M |
Legence Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 2 | $150K |
| 2011 | 5 | $930K |
| 2012 | 15 | $10.8M |
| 2013 | 11 | $6.5M |
| 2014 | 13 | $11.3M |
| 2015 | 28 | $28.5M |
| 2016 | 23 | $23.6M |
| 2017 | 41 | $43.6M |
| 2018 | 15 | $4.6M |
| 2019 | 18 | $6.4M |
| 2020 | 5 | $3.0M |
| 2021 | 16 | $25.9M |
| 2022 | 10 | $13.1M |
| 2023 | 8 | $5.1M |
| 2024 | 6 | $880K |
| 2025 | 3 | $852K |
Related SBA lenders
Other lenders active in Indiana or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Legence Bank: frequently asked questions
Does Legence Bank offer SBA loans?
Yes. Legence Bank appears in the public SBA data with 219 funded SBA 7(a) loans totaling $185.3M.
How many SBA loans has Legence Bank made?
Legence Bank is associated with 219 SBA 7(a) loans totaling $185.3M in the public SBA data (as of 2026-03-31).
What is Legence Bank's SBA charge-off rate?
About 1.8% of Legence Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Legence Bank do most of its SBA lending?
Legence Bank's SBA lending in the data is most concentrated in Indiana, and by industry in Accommodation and Food Services.
Is Legence Bank an SBA Preferred Lender (PLP)?
The loan record shows Legence Bank operating under PLP delegated authority: 157 of its 7(a) loans (71.7%) were processed through the Preferred Lenders Program, including 5 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Legence Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/legence-bank/
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