SBA lender profile
MainStreet Bank
MainStreet Bank appears in the public SBA loan data with 21 funded 7(a) loans totaling $9.4M, an average of $446K per loan, and an estimated 319 jobs supported. Its SBA lending concentrates in Virginia and the Other Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
21
Total volume
$9.4M
Average loan size
$446K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
319
Programs
7(a)
Bank profile
via FDIC- Total assets
- $105M
- Headquarters
- Cook, NE
- FDIC cert
- #18528
- Status
- Inactive
Where MainStreet Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Virginia | 14 | $7.8M |
| Maryland | 4 | $968K |
| District of Columbia | 3 | $605K |
What MainStreet Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 1 | $3.9M |
| Arts, Entertainment, Recreation | 2 | $1.5M |
| Accommodation and Food Services | 4 | $1.2M |
| Retail Trade | 4 | $966K |
| Administrative and Support | 3 | $475K |
| Construction | 3 | $475K |
MainStreet Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 2 | $399K |
| 2021 | 7 | $5.6M |
| 2022 | 3 | $969K |
| 2023 | 2 | $580K |
| 2024 | 1 | $1.0M |
| 2025 | 4 | $475K |
| 2026 | 2 | $305K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of MainStreet Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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