SBA lender profile
MainStreet Bank
MainStreet Bank appears in the public SBA loan data with 39 funded 7(a) loans since FY2010, totaling $20.9M, an average of $537K per loan, and an estimated 569 jobs supported. Its SBA lending concentrates in Virginia and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 0.0%. 33.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 79
- Scale 29
- Activity 33
- Consistency 56
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is MainStreet Bank the right lender for you?
Lenders fund what they know. MainStreet Bank's SBA lending concentrates in Virginia (27 loans) and Retail Trade (6 loans), at an average loan of $537K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $105M
- Headquarters
- Cook, NE
- FDIC cert
- #18528
- Status
- Inactive
Where MainStreet Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Virginia | 27 | $14.7M |
| Maryland | 8 | $5.6M |
| District of Columbia | 4 | $615K |
What MainStreet Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 6 | $5.8M |
| Construction | 5 | $5.0M |
| Other Services | 1 | $3.9M |
| Accommodation and Food Services | 6 | $1.7M |
| Arts, Entertainment, Recreation | 4 | $1.6M |
| Professional and Technical Services | 7 | $799K |
MainStreet Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 10 | $2.6M |
| 2011 | 3 | $255K |
| 2016 | 1 | $90K |
| 2019 | 4 | $8.7M |
| 2020 | 2 | $399K |
| 2021 | 7 | $5.6M |
| 2022 | 3 | $969K |
| 2023 | 2 | $580K |
| 2024 | 1 | $1.0M |
| 2025 | 4 | $475K |
| 2026 | 2 | $305K |
Related SBA lenders
Other lenders active in Virginia or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
MainStreet Bank: frequently asked questions
Does MainStreet Bank offer SBA loans?
Yes. MainStreet Bank appears in the public SBA data with 39 funded SBA 7(a) loans totaling $20.9M.
How many SBA loans has MainStreet Bank made?
MainStreet Bank is associated with 39 SBA 7(a) loans totaling $20.9M in the public SBA data (as of 2026-03-31).
What is MainStreet Bank's SBA charge-off rate?
About 0.0% of MainStreet Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does MainStreet Bank do most of its SBA lending?
MainStreet Bank's SBA lending in the data is most concentrated in Virginia, and by industry in Retail Trade.
Is MainStreet Bank an SBA Preferred Lender (PLP)?
The loan record shows MainStreet Bank operating under PLP delegated authority: 13 of its 7(a) loans (33.3%) were processed through the Preferred Lenders Program, including 2 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). MainStreet Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/mainstreet-bank/
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