SBA lender profile
Martha's Vineyard Bank
Martha's Vineyard Bank appears in the public SBA loan data with 15 funded 7(a) loans totaling $506K, an average of $34K per loan, and an estimated 97 jobs supported. Its SBA lending concentrates in Massachusetts and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
15
Total volume
$506K
Average loan size
$34K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
97
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.3B
- Headquarters
- Edgartown, MA
- FDIC cert
- #90190
- Status
- Active
Where Martha's Vineyard Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 13 | $456K |
| District of Columbia | 1 | $25K |
| New Hampshire | 1 | $25K |
What Martha's Vineyard Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 3 | $200K |
| Accommodation and Food Services | 3 | $95K |
| Professional and Technical Services | 2 | $50K |
| Construction | 2 | $45K |
| Transportation and Warehousing | 1 | $25K |
| Manufacturing | 1 | $25K |
Martha's Vineyard Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 7 | $165K |
| 2021 | 3 | $100K |
| 2023 | 2 | $45K |
| 2024 | 1 | $150K |
| 2025 | 2 | $46K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Martha's Vineyard Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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