SBA lender profile
Michigan Schools and Government Credit Union
Michigan Schools and Government Credit Union appears in the public SBA loan data with 25 funded 7(a) loans totaling $8.8M, an average of $351K per loan, and an estimated 176 jobs supported. Its SBA lending concentrates in Michigan and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
25
Total volume
$8.8M
Average loan size
$351K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
176
Programs
7(a)
Where Michigan Schools and Government Credit Union lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Michigan | 25 | $8.8M |
What Michigan Schools and Government Credit Union funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 6 | $4.1M |
| Accommodation and Food Services | 8 | $2.2M |
| Other Services | 3 | $737K |
| Health Care and Social Assistance | 3 | $679K |
| Arts, Entertainment, Recreation | 1 | $450K |
| Construction | 2 | $288K |
Michigan Schools and Government Credit Union SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2021 | 1 | $726K |
| 2023 | 9 | $2.9M |
| 2024 | 5 | $954K |
| 2025 | 9 | $3.9M |
| 2026 | 1 | $300K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Michigan Schools and Government Credit Union's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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