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SBA lender profile

Mountain Valley Bank

Mountain Valley Bank appears in the public SBA loan data with 8 funded 7(a) loans since FY2010, totaling $1.6M, an average of $200K per loan, and an estimated 87 jobs supported. Its SBA lending concentrates in Colorado and the Retail Trade sector. With only 8 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
8
Since FY2010
Total volume
$1.6M
Average loan size
$200K
7(a) charge-off rate
Insufficient data
Only 8 7(a) loans in the data
Jobs supported (reported)
87
Programs
7(a)

Is Mountain Valley Bank the right lender for you?

Mountain Valley Bank appears in the SBA record with 8 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Bank profile

via FDIC
Total assets
$256M
Headquarters
Dunlap, TN
FDIC cert
#1705
Status
Active

Where Mountain Valley Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Colorado 8 $1.6M

Metro areas where Mountain Valley Bank funds

What Mountain Valley Bank funds

Top industries by funded SBA volume.

Mountain Valley Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20101$40K
20211$150K
20222$375K
20232$470K
20241$263K
20251$300K

Related SBA lenders

Other lenders active in Colorado or in Retail Trade.

Comparing lenders? See how to choose an SBA lender by track record.

Mountain Valley Bank: frequently asked questions

Does Mountain Valley Bank offer SBA loans?

Yes. Mountain Valley Bank appears in the public SBA data with 8 funded SBA 7(a) loans totaling $1.6M.

How many SBA loans has Mountain Valley Bank made?

Mountain Valley Bank is associated with 8 SBA 7(a) loans totaling $1.6M in the public SBA data (as of 2026-03-31).

What is Mountain Valley Bank's SBA charge-off rate?

Mountain Valley Bank appears with only 8 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Mountain Valley Bank do most of its SBA lending?

Mountain Valley Bank's SBA lending in the data is most concentrated in Colorado, and by industry in Retail Trade.

For Mountain Valley Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Mountain Valley Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Mountain Valley Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/mountain-valley-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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