SBA lender profile
Newburyport Five Cents Savings Bank
Newburyport Five Cents Savings Bank appears in the public SBA loan data with 116 funded 7(a) loans totaling $19.2M, an average of $166K per loan, and an estimated 1,048 jobs supported. Its SBA lending concentrates in Massachusetts and the Other Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
116
Total volume
$19.2M
Average loan size
$166K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
1,048
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.6B
- Headquarters
- Newburyport, MA
- FDIC cert
- #90251
- Status
- Active
Where Newburyport Five Cents Savings Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 66 | $10.0M |
| New Hampshire | 48 | $9.0M |
| Maine | 2 | $170K |
What Newburyport Five Cents Savings Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 17 | $4.7M |
| Construction | 19 | $2.8M |
| Accommodation and Food Services | 13 | $2.3M |
| Manufacturing | 11 | $1.5M |
| Professional and Technical Services | 15 | $1.5M |
| Health Care and Social Assistance | 6 | $1.2M |
Newburyport Five Cents Savings Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 17 | $2.5M |
| 2021 | 18 | $3.9M |
| 2022 | 17 | $5.0M |
| 2023 | 34 | $4.3M |
| 2024 | 15 | $2.1M |
| 2025 | 15 | $1.5M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Newburyport Five Cents Savings Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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