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SBA lender profile

Newburyport Five Cents Savings Bank

Newburyport Five Cents Savings Bank appears in the public SBA loan data with 120 funded 7(a) loans since FY2010, totaling $20.1M, an average of $167K per loan, and an estimated 1,104 jobs supported. Its SBA lending concentrates in Massachusetts and the Other Services sector. Across its 7(a) loans, the charge-off rate is 0.0%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 88
Scale 44
Activity 55
Consistency 51

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
120
Since FY2010
Total volume
$20.1M
Average loan size
$167K
7(a) charge-off rate
0.0%
Share of 7(a) loans charged off
Jobs supported (reported)
1,104
Programs
7(a)

Is Newburyport Five Cents Savings Bank the right lender for you?

Lenders fund what they know. Newburyport Five Cents Savings Bank's SBA lending concentrates in Massachusetts (69 loans) and Other Services (17 loans), at an average loan of $167K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$1.6B
Headquarters
Newburyport, MA
FDIC cert
#90251
Status
Active

Where Newburyport Five Cents Savings Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Massachusetts 69 $10.6M
New Hampshire 49 $9.3M
Maine 2 $170K

What Newburyport Five Cents Savings Bank funds

Top industries by funded SBA volume.

Newburyport Five Cents Savings Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20194$855K
202017$2.5M
202118$3.9M
202217$5.0M
202334$4.3M
202415$2.1M
202515$1.5M

Related SBA lenders

Other lenders active in Massachusetts or in Other Services.

Comparing lenders? See how to choose an SBA lender by track record.

Newburyport Five Cents Savings Bank: frequently asked questions

Does Newburyport Five Cents Savings Bank offer SBA loans?

Yes. Newburyport Five Cents Savings Bank appears in the public SBA data with 120 funded SBA 7(a) loans totaling $20.1M.

How many SBA loans has Newburyport Five Cents Savings Bank made?

Newburyport Five Cents Savings Bank is associated with 120 SBA 7(a) loans totaling $20.1M in the public SBA data (as of 2026-03-31).

What is Newburyport Five Cents Savings Bank's SBA charge-off rate?

About 0.0% of Newburyport Five Cents Savings Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Newburyport Five Cents Savings Bank do most of its SBA lending?

Newburyport Five Cents Savings Bank's SBA lending in the data is most concentrated in Massachusetts, and by industry in Other Services.

For Newburyport Five Cents Savings Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Newburyport Five Cents Savings Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Newburyport Five Cents Savings Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/newburyport-five-cents-savings-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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