SBA lender profile
Optus Bank
Optus Bank appears in the public SBA loan data with 86 funded 7(a) loans since FY2010, totaling $14.7M, an average of $171K per loan, and an estimated 509 jobs supported. Its SBA lending concentrates in South Carolina and the Finance and Insurance sector. Across its 7(a) loans, the charge-off rate is 12.8%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 37
- Scale 34
- Activity 34
- Consistency 39
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Optus Bank the right lender for you?
Lenders fund what they know. Optus Bank's SBA lending concentrates in South Carolina (2 loans) and Finance and Insurance (84 loans), at an average loan of $171K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $785M
- Headquarters
- Columbia, SC
- FDIC cert
- #35241
- Status
- Active
Where Optus Bank lends
Top states by funded SBA volume.
What Optus Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Finance and Insurance | 84 | $12.2M |
| Health Care and Social Assistance | 1 | $2.2M |
| Transportation and Warehousing | 1 | $273K |
Optus Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2018 | 26 | $3.3M |
| 2019 | 49 | $7.7M |
| 2020 | 9 | $1.2M |
| 2022 | 1 | $273K |
| 2023 | 1 | $2.2M |
Related SBA lenders
Other lenders active in South Carolina or in Finance and Insurance.
Comparing lenders? See how to choose an SBA lender by track record.
Optus Bank: frequently asked questions
Does Optus Bank offer SBA loans?
Yes. Optus Bank appears in the public SBA data with 86 funded SBA 7(a) loans totaling $14.7M.
How many SBA loans has Optus Bank made?
Optus Bank is associated with 86 SBA 7(a) loans totaling $14.7M in the public SBA data (as of 2026-03-31).
What is Optus Bank's SBA charge-off rate?
About 12.8% of Optus Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Optus Bank do most of its SBA lending?
Optus Bank's SBA lending in the data is most concentrated in South Carolina, and by industry in Finance and Insurance.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Optus Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/optus-bank/
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