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SBA lender profile

Peach State Bank and Trust

Peach State Bank and Trust appears in the public SBA loan data with 15 funded 7(a) loans since FY2010, totaling $9.8M, an average of $650K per loan, and an estimated 168 jobs supported. Its SBA lending concentrates in Georgia and the Other Services sector. With only 15 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
15
Since FY2010
Total volume
$9.8M
Average loan size
$650K
7(a) charge-off rate
Insufficient data
Only 15 7(a) loans in the data
Jobs supported (reported)
168
Programs
7(a)

Is Peach State Bank and Trust the right lender for you?

Peach State Bank and Trust appears in the SBA record with 15 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where Peach State Bank and Trust lends

Top states by funded SBA volume.

StateLoansTotal volume
Georgia 15 $9.8M

Metro areas where Peach State Bank and Trust funds

What Peach State Bank and Trust funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Other Services 4 $5.2M
Manufacturing 3 $1.5M
Retail Trade 2 $1.5M
Accommodation and Food Services 4 $1.2M
Construction 1 $275K
Health Care and Social Assistance 1 $80K

Peach State Bank and Trust SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20151$387K
20192$330K
20206$3.0M
20213$3.2M
20222$150K
20231$2.8M

Related SBA lenders

Other lenders active in Georgia or in Other Services.

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Peach State Bank and Trust: frequently asked questions

Does Peach State Bank and Trust offer SBA loans?

Yes. Peach State Bank and Trust appears in the public SBA data with 15 funded SBA 7(a) loans totaling $9.8M.

How many SBA loans has Peach State Bank and Trust made?

Peach State Bank and Trust is associated with 15 SBA 7(a) loans totaling $9.8M in the public SBA data (as of 2026-03-31).

What is Peach State Bank and Trust's SBA charge-off rate?

Peach State Bank and Trust appears with only 15 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Peach State Bank and Trust do most of its SBA lending?

Peach State Bank and Trust's SBA lending in the data is most concentrated in Georgia, and by industry in Other Services.

For Peach State Bank and Trust

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Peach State Bank and Trust's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Peach State Bank and Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/peach-state-bank-and-trust/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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