SBA lender profile
St Cloud Financial Credit Union
St Cloud Financial Credit Union appears in the public SBA loan data with 18 funded 7(a) loans totaling $9.8M, an average of $545K per loan, and an estimated 461 jobs supported. Its SBA lending concentrates in Minnesota and the Transportation and Warehousing sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
18
Total volume
$9.8M
Average loan size
$545K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
461
Programs
7(a)
Where St Cloud Financial Credit Union lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Minnesota | 18 | $9.8M |
What St Cloud Financial Credit Union funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Transportation and Warehousing | 2 | $3.3M |
| Accommodation and Food Services | 4 | $2.4M |
| Health Care and Social Assistance | 1 | $2.2M |
| Other Services | 5 | $1.5M |
| Administrative and Support | 2 | $123K |
| Manufacturing | 1 | $76K |
St Cloud Financial Credit Union SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2022 | 1 | $1.2M |
| 2023 | 1 | $71K |
| 2024 | 8 | $2.6M |
| 2025 | 7 | $5.4M |
| 2026 | 1 | $464K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of St Cloud Financial Credit Union's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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