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SBA lender profile

St. Louis Bank

St. Louis Bank appears in the public SBA loan data with 223 funded 7(a) loans since FY2010, totaling $243.1M, an average of $1.1M per loan, and an estimated 3,686 jobs supported. Its SBA lending concentrates in Arizona and the Construction sector. Across its 7(a) loans, the charge-off rate is 0.4%. 72.2% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 89
Scale 77
Activity 87
Consistency 74

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
223
Since FY2010
Total volume
$243.1M
Average loan size
$1.1M
7(a) charge-off rate
0.4%
Share of 7(a) loans charged off
Jobs supported (reported)
3,686
Programs
7(a)

Is St. Louis Bank the right lender for you?

Lenders fund what they know. St. Louis Bank's SBA lending concentrates in Arizona (97 loans) and Construction (20 loans), at an average loan of $1.1M. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$1.2B
Headquarters
Saint Louis, MO
FDIC cert
#58018
Status
Active

Where St. Louis Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Arizona 97 $126.0M
Missouri 108 $100.1M
Illinois 16 $13.5M
Texas 1 $1.9M
Kansas 1 $1.7M

Metro areas where St. Louis Bank funds

What St. Louis Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Construction 20 $36.1M
Manufacturing 22 $35.0M
Retail Trade 34 $30.6M
Administrative and Support 26 $21.6M
Accommodation and Food Services 27 $21.2M
Professional and Technical Services 15 $20.0M

St. Louis Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20104$2.3M
201110$5.9M
20126$2.2M
20133$2.6M
20143$2.7M
20161$2.0M
20183$870K
201921$26.7M
202025$29.8M
202134$31.1M
202232$40.9M
202328$39.7M
202426$24.8M
202526$31.1M
20261$372K

Related SBA lenders

Other lenders active in Arizona or in Construction.

Comparing lenders? See how to choose an SBA lender by track record.

St. Louis Bank: frequently asked questions

Does St. Louis Bank offer SBA loans?

Yes. St. Louis Bank appears in the public SBA data with 223 funded SBA 7(a) loans totaling $243.1M.

How many SBA loans has St. Louis Bank made?

St. Louis Bank is associated with 223 SBA 7(a) loans totaling $243.1M in the public SBA data (as of 2026-03-31).

What is St. Louis Bank's SBA charge-off rate?

About 0.4% of St. Louis Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does St. Louis Bank do most of its SBA lending?

St. Louis Bank's SBA lending in the data is most concentrated in Arizona, and by industry in Construction.

Is St. Louis Bank an SBA Preferred Lender (PLP)?

The loan record shows St. Louis Bank operating under PLP delegated authority: 161 of its 7(a) loans (72.2%) were processed through the Preferred Lenders Program, including 51 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For St. Louis Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of St. Louis Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). St. Louis Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/st-louis-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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