SBA lender profile
The Bank of Houston
The Bank of Houston appears in the public SBA loan data with 143 funded 7(a) loans since FY2010, totaling $115.1M, an average of $805K per loan, and an estimated 1,628 jobs supported. Its SBA lending concentrates in Missouri and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 0.0%. 10.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 90
- Scale 66
- Activity 80
- Consistency 53
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is The Bank of Houston the right lender for you?
Lenders fund what they know. The Bank of Houston's SBA lending concentrates in Missouri (87 loans) and Retail Trade (31 loans), at an average loan of $805K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $0M
- Headquarters
- Houston, MS
- FDIC cert
- #12202
- Status
- Inactive
Where The Bank of Houston lends
Top states by funded SBA volume.
Metro areas where The Bank of Houston funds
What The Bank of Houston funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 31 | $30.9M |
| Accommodation and Food Services | 22 | $20.8M |
| Other Services | 21 | $11.6M |
| Construction | 10 | $10.4M |
| Administrative and Support | 13 | $10.4M |
| Health Care and Social Assistance | 10 | $7.7M |
The Bank of Houston SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 8 | $8.4M |
| 2021 | 29 | $23.6M |
| 2022 | 35 | $28.8M |
| 2023 | 28 | $16.2M |
| 2024 | 23 | $18.4M |
| 2025 | 11 | $9.3M |
| 2026 | 9 | $10.3M |
Related SBA lenders
Other lenders active in Missouri or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
The Bank of Houston: frequently asked questions
Does The Bank of Houston offer SBA loans?
Yes. The Bank of Houston appears in the public SBA data with 143 funded SBA 7(a) loans totaling $115.1M.
How many SBA loans has The Bank of Houston made?
The Bank of Houston is associated with 143 SBA 7(a) loans totaling $115.1M in the public SBA data (as of 2026-03-31).
What is The Bank of Houston's SBA charge-off rate?
About 0.0% of The Bank of Houston's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does The Bank of Houston do most of its SBA lending?
The Bank of Houston's SBA lending in the data is most concentrated in Missouri, and by industry in Retail Trade.
Is The Bank of Houston an SBA Preferred Lender (PLP)?
The loan record shows The Bank of Houston operating under PLP delegated authority: 15 of its 7(a) loans (10.5%) were processed through the Preferred Lenders Program, including 15 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). The Bank of Houston SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-bank-of-houston/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.