SBA lender profile
The Citizens National Bank of Bluffton
The Citizens National Bank of Bluffton appears in the public SBA loan data with 41 funded 7(a) loans since FY2010, totaling $16.9M, an average of $412K per loan, and an estimated 629 jobs supported. Its SBA lending concentrates in Ohio and the Construction sector. Across its 7(a) loans, the charge-off rate is 2.4%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 72
- Scale 26
- Activity 44
- Consistency 73
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is The Citizens National Bank of Bluffton the right lender for you?
Lenders fund what they know. The Citizens National Bank of Bluffton's SBA lending concentrates in Ohio (37 loans) and Construction (5 loans), at an average loan of $412K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.1B
- Headquarters
- Bluffton, OH
- FDIC cert
- #6531
- Status
- Active
Where The Citizens National Bank of Bluffton lends
Top states by funded SBA volume.
Metro areas where The Citizens National Bank of Bluffton funds
What The Citizens National Bank of Bluffton funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 5 | $6.0M |
| Manufacturing | 6 | $2.7M |
| Wholesale Trade | 1 | $2.2M |
| Health Care and Social Assistance | 5 | $2.0M |
| Other Services | 5 | $1.6M |
| Retail Trade | 7 | $746K |
The Citizens National Bank of Bluffton SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 11 | $755K |
| 2011 | 4 | $827K |
| 2012 | 2 | $248K |
| 2013 | 2 | $196K |
| 2014 | 1 | $140K |
| 2015 | 3 | $641K |
| 2016 | 3 | $2.7M |
| 2017 | 1 | $150K |
| 2018 | 3 | $1.5M |
| 2019 | 1 | $275K |
| 2020 | 2 | $379K |
| 2021 | 2 | $2.4M |
| 2022 | 3 | $2.4M |
| 2023 | 1 | $330K |
| 2025 | 2 | $4.0M |
Related SBA lenders
Other lenders active in Ohio or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
The Citizens National Bank of Bluffton: frequently asked questions
Does The Citizens National Bank of Bluffton offer SBA loans?
Yes. The Citizens National Bank of Bluffton appears in the public SBA data with 41 funded SBA 7(a) loans totaling $16.9M.
How many SBA loans has The Citizens National Bank of Bluffton made?
The Citizens National Bank of Bluffton is associated with 41 SBA 7(a) loans totaling $16.9M in the public SBA data (as of 2026-03-31).
What is The Citizens National Bank of Bluffton's SBA charge-off rate?
About 2.4% of The Citizens National Bank of Bluffton's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does The Citizens National Bank of Bluffton do most of its SBA lending?
The Citizens National Bank of Bluffton's SBA lending in the data is most concentrated in Ohio, and by industry in Construction.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). The Citizens National Bank of Bluffton SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-citizens-national-bank-of-bluffton/
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