SBA lender profile
Village Bank
Village Bank appears in the public SBA loan data with 193 funded 7(a) loans since FY2010, totaling $130.0M, an average of $674K per loan, and an estimated 2,831 jobs supported. Its SBA lending concentrates in Minnesota and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 3.1%. 57.0% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 71
- Scale 70
- Activity 75
- Consistency 78
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Village Bank the right lender for you?
Lenders fund what they know. Village Bank's SBA lending concentrates in Minnesota (186 loans) and Manufacturing (25 loans), at an average loan of $674K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $772M
- Headquarters
- Port Chester, NY
- FDIC cert
- #16071
- Status
- Inactive
Where Village Bank lends
Top states by funded SBA volume.
Metro areas where Village Bank funds
What Village Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 25 | $29.4M |
| Construction | 32 | $19.3M |
| Retail Trade | 39 | $18.6M |
| Accommodation and Food Services | 20 | $16.3M |
| Transportation and Warehousing | 12 | $11.8M |
| Professional and Technical Services | 11 | $6.3M |
Village Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 9 | $1.5M |
| 2011 | 3 | $792K |
| 2012 | 2 | $3.0M |
| 2013 | 3 | $1.1M |
| 2014 | 8 | $3.3M |
| 2015 | 1 | $708K |
| 2016 | 7 | $1.9M |
| 2017 | 8 | $4.4M |
| 2018 | 5 | $1.6M |
| 2019 | 7 | $5.1M |
| 2020 | 22 | $19.1M |
| 2021 | 57 | $38.0M |
| 2022 | 22 | $19.0M |
| 2023 | 22 | $17.3M |
| 2024 | 12 | $9.9M |
| 2025 | 2 | $2.6M |
| 2026 | 3 | $632K |
Related SBA lenders
Other lenders active in Minnesota or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Village Bank: frequently asked questions
Does Village Bank offer SBA loans?
Yes. Village Bank appears in the public SBA data with 193 funded SBA 7(a) loans totaling $130.0M.
How many SBA loans has Village Bank made?
Village Bank is associated with 193 SBA 7(a) loans totaling $130.0M in the public SBA data (as of 2026-03-31).
What is Village Bank's SBA charge-off rate?
About 3.1% of Village Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Village Bank do most of its SBA lending?
Village Bank's SBA lending in the data is most concentrated in Minnesota, and by industry in Manufacturing.
Is Village Bank an SBA Preferred Lender (PLP)?
The loan record shows Village Bank operating under PLP delegated authority: 110 of its 7(a) loans (57.0%) were processed through the Preferred Lenders Program, including 10 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Village Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/village-bank/
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