Best SBA lenders
Best SBA lenders for Finance and Insurance
The SBA lenders that fund the most Finance and Insurance businesses, ranked by funded volume with each lender's charge-off track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
Live Oak Banking Company funds the most SBA volume in Finance and Insurance. Charge-off rates below are each lender's overall rate across all of its loans, as a track-record signal.
| # | Lender | Volume in Finance and Insurance | 7(a) charge-off |
|---|---|---|---|
| 1 | Live Oak Banking Company | $1.6B | 1.1% |
| 2 | Byline Bank | $470.8M | 5.1% |
| 3 | U.S. Bank, National Association | $268.1M | 3.7% |
| 4 | Wells Fargo Bank National Association | $260.4M | 5.9% |
| 5 | Pathward National Association | $213.8M | 2.6% |
| 6 | United Midwest Savings Bank National Association | $211.8M | 7.7% |
| 7 | The Huntington National Bank | $156.2M | 3.0% |
| 8 | Bankwell Bank | $152.6M | 2.1% |
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