SBA lender profile
U.S. Bank, National Association
U.S. Bank, National Association appears in the public SBA loan data with 42,971 funded 7(a) loans since FY2010, totaling $10.5B, an average of $244K per loan, and an estimated 282,688 jobs supported. Its SBA lending concentrates in California and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 3.7%. 20.9% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 69
- Scale 100
- Activity 100
- Consistency 91
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is U.S. Bank, National Association the right lender for you?
Lenders fund what they know. U.S. Bank, National Association's SBA lending concentrates in California (13,077 loans) and Retail Trade (4,558 loans), at an average loan of $244K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where U.S. Bank, National Association lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 13,077 | $4.4B |
| Washington | 3,006 | $849.1M |
| Illinois | 2,488 | $658.0M |
| Ohio | 2,498 | $525.7M |
| Oregon | 2,768 | $492.9M |
| Minnesota | 2,882 | $489.7M |
Metro areas where U.S. Bank, National Association funds
What U.S. Bank, National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 4,558 | $1.4B |
| Manufacturing | 2,563 | $1.3B |
| Health Care and Social Assistance | 2,940 | $1.3B |
| Professional and Technical Services | 4,943 | $1.1B |
| Other Services | 4,348 | $953.3M |
| Construction | 9,975 | $938.9M |
U.S. Bank, National Association SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1,638 | $293.1M |
| 2011 | 1,745 | $657.2M |
| 2012 | 1,705 | $549.8M |
| 2013 | 2,571 | $686.0M |
| 2014 | 3,451 | $723.1M |
| 2015 | 4,016 | $806.0M |
| 2016 | 3,332 | $893.3M |
| 2017 | 2,157 | $594.5M |
| 2018 | 2,382 | $486.2M |
| 2019 | 2,868 | $569.3M |
| 2020 | 2,868 | $592.1M |
| 2021 | 1,946 | $865.6M |
| 2022 | 2,015 | $377.6M |
| 2023 | 2,264 | $406.9M |
| 2024 | 3,119 | $708.2M |
| 2025 | 3,453 | $871.2M |
| 2026 | 1,441 | $383.9M |
Related SBA lenders
Other lenders active in California or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
U.S. Bank, National Association: frequently asked questions
Does U.S. Bank, National Association offer SBA loans?
Yes. U.S. Bank, National Association appears in the public SBA data with 42,971 funded SBA 7(a) loans totaling $10.5B.
How many SBA loans has U.S. Bank, National Association made?
U.S. Bank, National Association is associated with 42,971 SBA 7(a) loans totaling $10.5B in the public SBA data (as of 2026-03-31).
What is U.S. Bank, National Association's SBA charge-off rate?
About 3.7% of U.S. Bank, National Association's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does U.S. Bank, National Association do most of its SBA lending?
U.S. Bank, National Association's SBA lending in the data is most concentrated in California, and by industry in Retail Trade.
Is U.S. Bank, National Association an SBA Preferred Lender (PLP)?
The loan record shows U.S. Bank, National Association operating under PLP delegated authority: 8,997 of its 7(a) loans (20.9%) were processed through the Preferred Lenders Program, including 1,640 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). U.S. Bank, National Association SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/u-s-bank-national-association/
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