SBA lender profile
Pathward National Association
Pathward National Association appears in the public SBA loan data with 489 funded 7(a) loans totaling $749.2M, an average of $1.5M per loan, and an estimated 8,500 jobs supported. Its SBA lending concentrates in Florida and the Construction sector. Across all of its loans in the data, its charge-off rate is 1.8%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
489
Total volume
$749.2M
Average loan size
$1.5M
Charge-off rate
1.8%
Share of funded loans charged off
Jobs supported (reported)
8,500
Programs
7(a)
Where Pathward National Association lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Florida | 69 | $100.9M |
| California | 57 | $95.0M |
| Texas | 52 | $82.8M |
| New Jersey | 16 | $31.8M |
| Georgia | 20 | $31.3M |
| New York | 26 | $31.2M |
What Pathward National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 66 | $119.1M |
| Finance and Insurance | 91 | $89.0M |
| Professional and Technical Services | 45 | $87.4M |
| Retail Trade | 60 | $81.9M |
| Manufacturing | 35 | $70.9M |
| Accommodation and Food Services | 34 | $48.3M |
Pathward National Association SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 68 | $76.8M |
| 2021 | 31 | $23.1M |
| 2022 | 35 | $21.9M |
| 2023 | 37 | $46.9M |
| 2024 | 101 | $140.3M |
| 2025 | 126 | $260.6M |
| 2026 | 91 | $179.5M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Pathward National Association's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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