SBA lender profile
Pathward National Association
Pathward National Association appears in the public SBA loan data with 704 funded 7(a) loans since FY2010, totaling $1.0B, an average of $1.4M per loan, and an estimated 11,154 jobs supported. Its SBA lending concentrates in Florida and the Finance and Insurance sector. Across its 7(a) loans, the charge-off rate is 2.6%. 62.9% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 76
- Scale 92
- Activity 97
- Consistency 75
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Pathward National Association the right lender for you?
Lenders fund what they know. Pathward National Association's SBA lending concentrates in Florida (100 loans) and Finance and Insurance (226 loans), at an average loan of $1.4M. If your business does not look like that, a different SBA lender is likely the better fit.
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Where Pathward National Association lends
Top states by funded SBA volume.
Metro areas where Pathward National Association funds
What Pathward National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Finance and Insurance | 226 | $213.8M |
| Construction | 72 | $123.0M |
| Accommodation and Food Services | 62 | $114.6M |
| Professional and Technical Services | 47 | $87.8M |
| Retail Trade | 62 | $85.1M |
| Manufacturing | 41 | $80.4M |
Pathward National Association SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $400K |
| 2012 | 1 | $5.0M |
| 2013 | 1 | $1.1M |
| 2014 | 9 | $7.8M |
| 2015 | 39 | $44.4M |
| 2016 | 52 | $68.6M |
| 2017 | 43 | $49.3M |
| 2018 | 25 | $32.4M |
| 2019 | 44 | $43.5M |
| 2020 | 68 | $76.8M |
| 2021 | 31 | $23.1M |
| 2022 | 35 | $21.9M |
| 2023 | 37 | $46.9M |
| 2024 | 101 | $140.3M |
| 2025 | 126 | $260.6M |
| 2026 | 91 | $179.5M |
Related SBA lenders
Other lenders active in Florida or in Finance and Insurance.
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Pathward National Association: frequently asked questions
Does Pathward National Association offer SBA loans?
Yes. Pathward National Association appears in the public SBA data with 704 funded SBA 7(a) loans totaling $1.0B.
How many SBA loans has Pathward National Association made?
Pathward National Association is associated with 704 SBA 7(a) loans totaling $1.0B in the public SBA data (as of 2026-03-31).
What is Pathward National Association's SBA charge-off rate?
About 2.6% of Pathward National Association's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Pathward National Association do most of its SBA lending?
Pathward National Association's SBA lending in the data is most concentrated in Florida, and by industry in Finance and Insurance.
Is Pathward National Association an SBA Preferred Lender (PLP)?
The loan record shows Pathward National Association operating under PLP delegated authority: 443 of its 7(a) loans (62.9%) were processed through the Preferred Lenders Program, including 256 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Pathward National Association SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/pathward-national-association/
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