SBA lender profile
22nd State Bank, A Division of 22nd State Banking Company
22nd State Bank, A Division of 22nd State Banking Company appears in the public SBA loan data with 333 funded 7(a) loans since FY2010, totaling $381.4M, an average of $1.1M per loan, and an estimated 5,088 jobs supported. Its SBA lending concentrates in Florida and the Construction sector. Across its 7(a) loans, the charge-off rate is 0.0%. 83.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 95
- Scale 83
- Activity 93
- Consistency 56
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is 22nd State Bank, A Division of 22nd State Banking Company the right lender for you?
Lenders fund what they know. 22nd State Bank, A Division of 22nd State Banking Company's SBA lending concentrates in Florida (53 loans) and Construction (47 loans), at an average loan of $1.1M. If your business does not look like that, a different SBA lender is likely the better fit.
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Where 22nd State Bank, A Division of 22nd State Banking Company lends
Top states by funded SBA volume.
Metro areas where 22nd State Bank, A Division of 22nd State Banking Company funds
What 22nd State Bank, A Division of 22nd State Banking Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 47 | $85.7M |
| Manufacturing | 22 | $39.5M |
| Health Care and Social Assistance | 42 | $39.1M |
| Administrative and Support | 29 | $35.4M |
| Retail Trade | 36 | $30.5M |
| Accommodation and Food Services | 41 | $28.4M |
22nd State Bank, A Division of 22nd State Banking Company SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $1.4M |
| 2013 | 2 | $1.4M |
| 2019 | 7 | $3.7M |
| 2020 | 16 | $16.3M |
| 2021 | 84 | $83.7M |
| 2022 | 52 | $53.0M |
| 2023 | 73 | $94.5M |
| 2024 | 68 | $95.1M |
| 2025 | 22 | $23.7M |
| 2026 | 8 | $8.6M |
Related SBA lenders
Other lenders active in Florida or in Construction.
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22nd State Bank, A Division of 22nd State Banking Company: frequently asked questions
Does 22nd State Bank, A Division of 22nd State Banking Company offer SBA loans?
Yes. 22nd State Bank, A Division of 22nd State Banking Company appears in the public SBA data with 333 funded SBA 7(a) loans totaling $381.4M.
How many SBA loans has 22nd State Bank, A Division of 22nd State Banking Company made?
22nd State Bank, A Division of 22nd State Banking Company is associated with 333 SBA 7(a) loans totaling $381.4M in the public SBA data (as of 2026-03-31).
What is 22nd State Bank, A Division of 22nd State Banking Company's SBA charge-off rate?
About 0.0% of 22nd State Bank, A Division of 22nd State Banking Company's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does 22nd State Bank, A Division of 22nd State Banking Company do most of its SBA lending?
22nd State Bank, A Division of 22nd State Banking Company's SBA lending in the data is most concentrated in Florida, and by industry in Construction.
Is 22nd State Bank, A Division of 22nd State Banking Company an SBA Preferred Lender (PLP)?
The loan record shows 22nd State Bank, A Division of 22nd State Banking Company operating under PLP delegated authority: 279 of its 7(a) loans (83.8%) were processed through the Preferred Lenders Program, including 74 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). 22nd State Bank, A Division of 22nd State Banking Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/22nd-state-bank-a-division-of-22nd-state-banking-company/
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